Universal Banker

Universal Banker

Position Summary:

The Universal Banker is the core role within the retail branches. There are 3 levels within the Universal Banker job family with progressive responsibilities. All Universal Bankers provide exceptional front‑line customer service and sales within the branch. The Universal Banker 3 supervises assigned employees and is regarded as a senior member of the retail team. They are able to perform all Universal Banker job duties, including advanced functions, with accuracy and reliability and serve as a back‑up to Branch Leadership as needed.

• Provides excellent customer service by processing customer transactions and handling account maintenance; answers customer inquiries both in person and on the telephone including Customer Relationship Center Support; follows up with customers as necessary.
• Supervises assigned employees, provides direction, coaches, trains and develops, and manages performance to company goals and expectations.
• Assists the Branch Manager in managing the specified bank branch; completes bank schedules; ensures reports are completed; ensures policies and procedures are being followed; delegates branch staff duties; maintains acceptable level of non‑sufficient fund fee waivers as determined by management; approves and performs customer transactions; opens and closes the branch; oversees maintenance and security of the facility; resolves customer complaints.
• Acts as a subject‑matter expert and can perform all branch operational duties as needed including wire transfers, Notary duties, check verifications, teller line activities, all account opening and closing, vault maintenance, cross‑sales and referrals.
• Performs advanced banking duties including handling escalated customer complaints, responding to lending product/rate inquiries, taking consumer loan applications and completing required disclosures, and handling loan closure processing and communications.
• Handles assigned branch administration and oversight duties including report generation, monitoring and interpretation; completion of branch audits; and vendor management (selection, relationship management, performance metrics and accountability).
• Understands and strives to meet individual, team and branch performance metrics and sales goals; facilitates teamwork and shared responsibility for success; participates in and may lead team meetings; completes all assigned training and leads staff training as necessary; keeps up to date with all assigned systems, software and procedures including Digital Banking system, online service procedures, wire transfer certification and Web capture system.
• Acts as a branch and company representative by attending meetings inside and outside the organization, participating in community events and engaging in industry associations.
• May float to other bank branches as needed.
• Keeps up to date and complies with all bank policies, procedures and applicable banking laws and regulations, including the Bank Secrecy Act, USA Patriot Act, anti‑money laundering statutes and federal consumer protection legislation and regulations.
• Other duties as assigned.

• 3‑5 years of banking experience, including cash handling and customer service.
• Experience as a supervisor, mentor or team leader.
• Strong understanding of banking laws and regulations.
• Notary Public certification.
• NMLS number.
• High School Diploma or equivalent.
• Proficiency in MS Office (Outlook, Excel, Word) or similar software. Cleartouch, Nautilus, various government and investor software/web portals, and CRM are preferred.
• Driver’s license.

• Active Listening
• Change Champion
• Coaching
• Confidence
• Critical Thinking
• Delegation
• Communication
• Organizational Savvy

• Regularly required to lift, walk, stand, sit, bend, reach with hands and arms, climb, push/pull, use hands, and see, hear and speak.
• Occasionally lift and/or move up to 25 pounds.
• Noise level typically quiet to moderate.
• Position performed in a retail bank setting.
• Must work days and hours that the branch is open, including weekends and overtime as needed.

We are an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability status, protected veteran status, or any other characteristic protected by law.