BSA​/AML Analyst

We’re looking for talented professionals to join us in bringing smart money management and payment solutions to everyone’s fingertips.

This position is classified as structured hybrid, with an expectation of a minimum of three (3) days per week working in the office and flexibility to work remotely on the remaining days. On-site expectations may evolve over time to support business needs, with clear communication provided in advance.
** JOB DESCRIPTION
**** Location Requirement
** This position is open only to candidates who currently reside in one of the following approved locations:
** Tampa, FL;
Blue Ash or Cincinnati, OH; or Los Angeles, CA
**** Job Summary
** As the BSA/AML Analyst, you will be responsible for using transactional monitoring, and data & analytical skills to ensure GDC’s BSA/AML/OFAC program is commensurate with a federally-regulated Bank Holding Company, to improve the BSA/AML/OFAC Controls at Green Dot. You will help identify, assess, and defend against emerging and evolving financial threats to our card and account holders, as well as from our products and services.

As a BSA/AML Analyst, you will enhance and improve overall process and team efficiency and consistency across all Green Dot payment platforms, products and services.
** You might be the right match for this role if:
** You are a creative thinker, with experience in fast-paced work environments. You possess excellent communication skills in all areas– in person, in writing and on the telephone. You are able to work comfortably and effectively with a diverse group of staff members, regulatory officials and law enforcement. You exhibit the overall ability to learn and work with a variety of computer programs.
** Key Responsibilities
*** Analyzing data and results of existing transaction monitoring reports and determine whether to apply enhanced due diligence and/or investigation is warranted. Take appropriate action with cardholders and account holders, as well as others using Green Dot’s financial platforms, based on analysis of overall card/account holder and SSN activity.
* Employing candidate’s subjective decisioning with respect to all aspects of all BSA/AML functions.
* Fulfilling BSA/AML/OFAC regulatory requirements, including the filing of SARs, CTRs and other filings, as well as fulfilling appropriate logging and documentation standards.
* Developing expertise on all BSA/AML/OFAC controls at Green Dot, including mastering all related front-end systems, applications, data sources, and back-end controls.
* Reviewing existing reporting and make recommendation on enhancements to the process to capture unusual activity while limiting false positives.
* Using your analytical skills to produce and follow leads, as well as link common or related activities, develop complete pictures of suspicious activity and uncover new trends in fraudulent behavior.
** Compliance Requirement:
** All employees in this role are required to complete and maintain current training in Bank Secrecy Act (BSA), Anti-Money Laundering (AML), and Office of Foreign Assets Control (OFAC) regulations. This includes initial onboarding training and ongoing annual refreshers, as mandated by Green Dot’s compliance policies. Non-compliance could pose reputational, legal, and financial risks to the organization.
** Required Qualifications
*** Minimum 3 years of BSA/AML/OFAC-related activities in financial services industry.
* Experience conducting financial crime investigations, money laundering monitoring and/or investigations or other relevant BSA/AML experience.
* High school diploma or equivalent
* Experience with MS Office, particularly excellent Excel skills
* Must be organized, efficient, and professional.
* Must be extremely detail oriented.
** Preferred Qualifications
*** Bachelor's degree
* Experience in AML/BSA investigations and SAR preparing and filing
* Money transfer or fintech experience a plus.
* Regulatory experience a plus.
* SQL experience
* Familiarity with creation of management reports and presentations.
** Ability to work in the U.S. without sponsorship     Ability to meet the location requirement outlined above  
**** POSITION TYPE
** Regular
* * PAY…