Fair and Banking Compliance Manager

Position: Fair and Responsible Banking Compliance Manager
At U.S. Bank, we're on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career.

Try new things, learn new skills and discover what you excel at-all from Day One.

Job Description

The Fair and Responsible Banking Compliance Manager will support the Fair and Responsible Banking (FaRB) Program within Corporate Compliance in the second line of defense. This individual will play a key role in the ongoing execution of the FaRB Program by providing independent oversight, credible challenge, and advisory support across fair lending and UDAP/UDAAP. The FaRB Compliance Manager will engage with business-aligned Compliance Risk Managers, business partners, CRO teams, and other stakeholders to translate regulatory expectations into practical, risk-based guidance that supports sound decision-making and effective risk mitigation.

The role will also support special initiatives and horizontal reviews spanning multiple products, channels, and functions, helping to drive consistency, surface emerging risks, and enhance overall program maturity.

Basic Qualifications

* Bachelor's degree, or equivalent work experience

* Typically more than 10 years of applicable experience

Preferred Skills/Experience

* Demonstrated expertise in fair lending and UDAP/UDAAP compliance risk oversight, including advisory, risk assessment, monitoring, issue management, corrective action, and governance within a 2

LOD framework.

* Strong understanding of the application of fair lending and UDAP/UDAAP risks across financial products, with experience evaluating practices throughout the consumer product lifecycle (origination, pricing, marketing, servicing, collections).

* Proven ability to provide credible, independent challenge and translate regulatory expectations into actionable guidance, control expectations, and business decisions.

* Ability to effectively influence cross-functional stakeholders and drive alignment across business, legal, risk, and analytics partners.

* Ability to interpret analytical, data-driven results and risk indicators, translating outputs into clear risk conclusions, themes, and required actions.

* Experience interpreting and analyzing fair lending testing results to identify potential fair lending risk.

* Experience with regulatory engagement and governance, including audit and exam interaction, and development of executive-level risk reporting and materials.

* Advanced knowledge of applicable laws, regulations, financial services, and regulatory trends that impact their assigned line of business

* Advanced understanding of the business line's operations, products/services, systems, and associated risks/controls

* Thorough knowledge of Risk/Compliance/Audit competencies

* Strong leadership and management skills of processes, projects and people

* Effective written and verbal communication skills

* Strong analytical, problem-solving and negotiation skills

* Proficient computer skills, especially Microsoft Office applications

* Applicable professional certifications

LOCATION EXPECTATIONS:
This role requires working from a U.S. Bank Location three (3) or more days per week.

If there's anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants.

Benefits:

Our approach to benefits and total rewards considers our team members' whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following:

* Healthcare (medical, dental, vision)

* Basic term and optional term life insurance

* Short-term and long-term disability

* Pregnancy disability and parental leave

* 401(k) and employer-funded retirement plan

* Paid vacation (from two to five weeks depending on salary grade and tenure)

* Up to 11 paid holiday opportunities

* Adoption assistance

* Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law

Review our full benefits available by employment status here.

U.S. Bank is an equal opportunity employer. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, and other factors protected under applicable law.

E-Verify

U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility…