RCA Professional

## RCA Professional Apply locations:
Cincinnati, OH:
Minneapolis, MNtime type:
Full time posted on:
Posted Todaytime left to apply:
End Date:
June 11, 2026 (5 days left to apply) job requisition :
At U.S. Bank, we’re on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed.  We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career.

Try new things, learn new skills and discover what you excel at—all from Day One.##
** Job Description
** SUMMARY The Consumer & Business Banking (CBB) Risk Strategy Enhanced Testing Analyst/Citizen Developer will participate in projects and activities that ensure compliance with investor guidelines, internal policies and procedures and other applicable federal, state and local laws and regulations as assigned.  This position combines line-of-business knowledge with automation tools, e.g., Microsoft Power Platform, to automate process and procedures in a low-code to no-code environment.

RESPONSIBILITIES Identifies gaps and informs solutions that minimize losses resulting from inadequate internal processes, systems or human errors. Identifies, responds and/or escalates risks as appropriate.  Workable knowledge of applicable laws, regulations, financial services and regulatory trends that impact their assigned line-of-business. Job scope and complexity of assigned business is relatively moderate. Develop an understanding of the line-of-business operations, products/services, systems and associated risks/controls.

Potential responsibility with reporting, testing/monitoring, exception/resolution activities and providing guidance.  Interacts with line-of-business leadership while utilizing and displaying appropriate presentation and relationship-building skills.  Occasional exposure to regulatory agencies.

Additional responsibilities for this position include:

- Design automation of controls to increase productive and reduce errors for assigned line-of-business.

- Perform high priority and targeted tests and analyze evidence of transaction handling or control performance against defined policies, guidelines or laws.

- Perform process inquiries, walkthroughs and procedure review to support the development/design of  test work papers and control automation solution design documents.

- Validate populations of desired activity for accuracy and completeness. Selects test samples based on investor guidelines and internal program defined methodology (documenting rationale for adequate coverage).

- Ensure the resolution of previously identified issues is verified.

- Perform validation reviews targeted to assess adequacy and sustainability of management corrective actions taken to resolve certain issues or perform historical account reviews (lookbacks)
-and where applicable- customer remuneration.

- Conduct a lookback to review historical transactions to determine the extent of the impact of a control breakdown.

- Support or lead test result discussions with line-of-business leadership and risk partners related to identified exceptions/issues, criteria used to define expected results, root cause assessment, exposure assessment and actions needed/recommended.

- Draft report for management review and distribution; compiling, analyzing, and documenting test work papers which support reported results to key stakeholders.

- Prepare work papers and readies for management review.
*
* Location:

Minnesota or Ohio expected in office 3+ days in office.
** BASIC QUALIFICATIONS
- Typically more than two years of applicable experience.

- Bachelor's degree or equivalent work experience.

PREFERRED SKILLS/EXPERIENCE
- Two to three years of experience in an applicable risk management environment.

- Two to three years of experience monitoring, auditing, and testing of investor guidelines, regulations and financial services.

- Understanding of consumer lending/mortgage product/services, business line…