Fraud Risk Analyst

Job Description

Drives fraud detection and prevention efforts with a strategic focus on token provisioning trends, Debit SIG core strategy management, and cross-channel fraud mitigation. Provides critical support for Falcon projects, contributing to enhancements in fraud detection capabilities and reporting precision. Collaborates across teams to align strategy and elevate fraud controls through data-driven insights.

• Monitor and analyze credit and debit authorization trends to identify emerging fraud risks.
• Lead initiatives focused on token provisioning and transferred reporting.
• Support Falcon project execution through fraud analytics, reporting enhancements, and strategic input.
• Contribute to Debit SIG core strategy development through data-driven insights and collaboration.
• Participate in system demos and product reviews to support fraud technology enhancements.
• Collaborate with fraud operations, analytics, and technology teams to align priorities and share insights.
• Evaluate the impact of fraud mitigation strategies and refine approaches based on performance metrics.
• Provide mentorship and guidance to peers and junior analysts on fraud reporting and strategy.
• Leverages Copilot AI to streamline data preparation, automate trend analysis, and generate reporting content, enabling more time for strategic fraud mitigation and project execution.

• Bachelor’s degree, or equivalent work experience
• Typically more than five years of applicable experience

• Comprehensive knowledge of all departmental data sources, and of fraud risk and operations management associated with the product lines
• Strong analytical skills relative to evaluating fraud prevention infrastructure and forecasting fraud loss trends
• Experience writing fraud detection rules
• Programming experience in SAS, Python and/or SQL
• Strong project management skills
• Effective verbal and written communication skills
• Proficient computer navigation skills using a variety of software packages including Microsoft Office applications and data analysis software

LOCATION EXPECTATIONS:
This role requires working from a U.S. Bank Location three (3) or more days per week.

• Healthcare (medical, dental, vision)
• Basic term and optional term life insurance
• Short-term and long-term disability
• Pregnancy disability and parental leave
• 401(k) and employer-funded retirement plan
• Paid vacation (from two to five weeks depending on salary grade and tenure)
• Up to 11 paid holiday opportunities
• Adoption assistance
• Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law

Pay Range: $92,820.00 - $

U.S. Bank is an equal opportunity employer. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, and other factors protected under applicable law.

U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services. Learn more about the E-Verify program.

U.S. Bank will consider qualified applicants with arrest or conviction records for employment. U.S. Bank conducts background checks consistent with applicable local laws including the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act as well as the San Francisco Fair Chance Ordinance. U.S. Bank is subject to, and conducts background checks consistent with the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA).

In addition, certain positions may also be subject to the requirements of FINRA, NMLS registration, Reg Z, Reg G, OFAC, the NFA, the FCPA, the Bank Secrecy Act, the SAFE Act, and/or federal guidelines applicable to an agreement, such as those related to ethics, safety, or operational procedures.