Senior Credit Analyst

• Independently manage a portfolio of complex, high-value customer relationships, including multi-entity and non-standard structures
• Own end-to-end underwriting decisions, including credit limits, terms, and structuring
• Perform comprehensive financial and credit analysis, including liquidity, leverage, cash flow, and operating performance
• Evaluate complex ownership structures and risk across diverse healthcare segments
• Monitor portfolio performance, identify risk trends, and implement mitigation strategies
• Resolve complex or high-risk credit scenarios, including escalations and non-standard requests
• Develop defensible underwriting recommendations and executive-ready insights
• Partner with Sales, Finance, AR, and external customers to structure credit solutions
• Serve as a trusted advisor and subject matter expert on credit risk and underwriting strategy
• Provide guidance and informal mentorship to less experienced analysts
• Lead improvements in underwriting processes, tools, decision frameworks, automation, and standardization
• Support the evolution of credit policy, risk frameworks, and best practices

• Bachelor’s degree in Finance, Accounting, or related field
• 5+ years of experience in underwriting or corporate finance
• Strong understanding of financial statement analysis
• Strong digital mindset and ability to implement technological solutions
• Ability to collaborate inclusively with diverse stakeholders
• Strategic and analytical thinking with business acumen
• Adaptability and growth mindset
• Clear and impactful communication of complex information
• Large percent of time performing computer-based work is required

Demonstrates expertise in managing complex customer relationships and making end-to-end underwriting decisions, with a strong focus on financial analysis and risk evaluation. Capable of leading process improvements and providing mentorship while collaborating effectively with diverse stakeholders.

• Underwriting Expertise
• Financial Statement Analysis
• Credit Risk Management
• Strategic Thinking
• Stakeholder Collaboration

• Financial Analysis
• Credit Analysis
• Risk Evaluation
• Liquidity Assessment
• Leverage Analysis
• Cash Flow Analysis
• Operating Performance Analysis
• Underwriting Recommendations
• Decision Frameworks
• Credit Policy Development

• Clear Communication
• Analytical Thinking
• Adaptability
• Growth Mindset
• Mentorship

• Healthcare Segments
• Credit Solutions
• Portfolio Management
• Non-Standard Structures
• Escalation Management

• Automation Tools
• Financial Software
• Credit Risk Tools