Senior Lending Officer, Close

Ministry Team Church Building and Loan Fund

Reports To Chief Divisional Operating Officer

FLSA Status Exempt

Salary Grade 11

Full-Time/Part-Time Full-Time

Category National and Global Ministries, Cleveland, Ohio

Starting Salary $115,000-$120,000

The Senior Lending Officer (SLO) is an accomplished lending professional with experience in commercial real estate finance, church‑owned, nonprofit‑owned, and/or mission real estate projects. The SLO has a track record of experience with community and economic development finance (including affordable housing using Low‑Income Housing Tax Credits (LIHTCs), New Markets Tax Credit (NMTC)‑funded projects, public and philanthropic economic community development and housing resources and other development finance tools).

The SLO is highly experienced in deploying the full range of financial tools and organizational resources to make impactful church real estate projects happen in disinvested communities (especially CB&LF/ARC’s Target Markets: Investment Areas, Black Communities).

• In collaboration with the Chief Divisional Operating Officer and Minister & Team Leader Strategic Initiatives, the Senior Lending Officer implements the current three‑year Mission Implementation Strategy to successfully achieve transformational goals and maximize Fund missional impact.
• Oversees CB&LF/ARC loan operations, including supervising lending staff, loan originations, presentation of loans for approval to the CB&LF/ARC Board Executive Committee, processing, underwriting, closings, loan platform management, risk management, troubled loans, and loan projections.
• Oversees preparation of all lending reports and documents required by the Chief Divisional Operating Officer, the Controller and/or the CB&LF/ARC Board of Directors. Must work closely with the CB&LF/ARC Controller to prepare, organize, and provide documents and reports to outside auditors.
• Provides oversight to the CB&LF/ARC Partners in Vision (PIV) development services program for churches managed by AIM Development Group.
• Identifies lending opportunities, and when necessary, sells participations in loans to other mission‑aligned lenders and CDFIs.
• Supports and assists the Chief Divisional Operating Officer in identifying church‑owned real estate development projects, specifically for those church projects that include community facilities, affordable housing, and/or mixed‑use projects that include any combination of religious, community development, housing and/or economic development purposes.
• Assists the Chief Divisional Operating Officer in raising capital, developing and maintaining relationships with new and existing banking institutions, philanthropies, investors, organizational partners, and other CDFIs.
• Coordinates weekly loan meetings with Chief Divisional Operating Officer, Controller, and lending staff to review pending applications, monitor loan portfolio performance, production goals, troubled loans and lending policies, minimize legal and financial risks.
• Presents loan approval recommendations and/or loan restructuring recommendations (prepared by the Senior Loan Administrator, Loan Finance Assistant and Underwriter) to CB&LF/ARC Board Executive Committee on behalf of churches applying for CB&LF/ARC financing.
• Advise the Chief Divisional Operating Officer on general and specific matters related to needs/concerns expressed by borrowers, observations on loan products and CB&LF/ARC programs/services, other opportunities and/or challenges identified from communications with active borrowers.
• In collaboration with the Chief Divisional Operating Officer, interview, select, and train employee(s); plan, monitor and appraise employee performance.
• Develops and maintains professional and courteous relationships with church leaders CB&LF/ARC and other NMUCC staff; serves as a positive role model by exemplifying values which are consistent with the United Church of Christ.
• Initiate and strengthen relationships, in collaboration with other CB&LF/ARC staff, with potential congregations that may benefit from the Fund’s mission.
• Assume other responsibilities as…