CRA Mortgage Loan Originator

Job Title:

First Financial Bank (FFB) CRA Mortgage Loan Originator

• Consistently achieves monthly loan production volume as specified in the MLO Agreement.
• Generates new business to assist in meeting established CRA goals.
• Develops and maintains a business plan for growth of this business area.
• Networks with community organizations, local business leaders, housing agencies, realtors, builders, and other referral sources to generate mortgage leads with a focus on CRA products.
• Evaluates the needs of potential customers and offers appropriate mortgage products and services, or refers to an appropriate specialist within the bank.
• Prepares and compiles mortgage application and information for processing of mortgage loan applications generated.
• Ensures completeness of loan documentation.
• Oversees timely closing and funding of loans.
• Provides ongoing relationship servicing with current mortgage customers to maintain goodwill and gain additional business.
• Responds to mortgage inquiries and requests regarding accounts.
• Promotes and cross‑sells other bank products and services as appropriate to customer requirements.
• Provides data to support marketing and sales promotion programs.
• Works directly with the Community Development Operating Council to assist with CRA loan initiatives in the local market.
• Performs other duties as assigned.

• Minimum of 2 years experience originating CRA residential mortgages (4 years preferred).
• Existing referral network established to provide CRA mortgage leads.
• Prior experience using loan originating software and MS Office products.
• Strong product knowledge and underwriting requirements for government (FHA, VA, USDA) and CRA‑specific mortgage programs.
• Bachelor’s degree (B.A.) from a four‑year college or university, or four years related experience and/or training, or an equivalent combination of education and experience.
• Ability to obtain or currently hold a Mortgage Loan Originator License with NMLS.
• Training in all areas of mortgage lending.
• Commitment to maintaining required continuing education.

• Level of Complexity and Scope
• Degree of Independence and Decision‑Making Required
• Supervisory Responsibilities
• Physical Requirements

The associate is responsible for meeting all compliance requirements imposed on First Financial Bank by state and federal law and regulation, as well as all related bank policies and procedures. This includes the Bank Secrecy Act, Anti‑Money Laundering, OFAC and Suspicious Activity reporting requirements, and all other lending and deposit compliance requirements.

Pay Range: $23.56 – $26.44 per hour.

We offer a range of benefits and programs to support associates’ holistic wellbeing.

All roles are incentive eligible except for Co‑Op, Intern, or Student positions.

This is an equal opportunity employer. We do not discriminate on the basis of age, race, color, religion, national origin, sex, marital status, pregnancy, gender identity, disability, sexual orientation, genetic information, veteran/military service, or any other characteristic protected by law. We are an E‑Verify Employer.