Corporate Mortgage Post Closer

About The Role

The Mortgage Loan Post Closer boards loan on to Xperience, prepares and delivers closed loan files and related documentation to investor, and reconciles the purchase of the loan.

This is a Corporate position which may be located at an available bank division in Coeur d'Alene,  entry rate for this position is $19.12 + / per hour (calculated for Coeur d'Alene, ).  to learn more about our bank divisions.

All compensation offers are analyzed individually and take into consideration multiple factors including but not limited to geographic location, years of experience, and educational background.

Boards loan on to Xperience timely after loan funding.

• Creates client record if needed.
• Books funding GL entries on system.
• Performs quality review after boarding to ensure accuracy.
• Activates MI certificates.
• Ensures MERS MIN is registered.

Prepares and delivers closed loan files and related documentation to investor.

• Logs FHA appraisals.
• Insures/guarantees loans (FHA/VA/USDA).
• Ships file to investor and confirms receipt.

Keeps track of files status with investor.

• Addresses loan files that have been suspended by the investor and works to clear suspended loans in a timely manner.

Receives wire and purchase advice and reconciles purchase advice.

• Posts payoff GL entries on system.
• Ensures MERS MIN is transferred at loan purchase.
• Sends out notice of transfer to insurance company.
• Sends out notices of transfer to borrower(s).

Receives and forwards final documents.

• Verifies the vesting on the Final Title matches the Recorded Security Instrument.

Education:

• Required:
  
  High School Diploma / GED

Experience:

• Required:
  
  1 year general clerical or banking experience.
• Required:
  
  1 year beginner computer experience (Microsoft Word, Excel, Outlook) and ability to learn additional applications.
• Preferred: 1 year mortgage fulfillment or post closing experience.
• Preferred:
  Knowledge of FHA, VA, USDA, construction and conventional procedures.
• Preferred:
  Beginner experience with loan platform software such as Encompass.
• Preferred:
  Beginner experience with core banking systems including GLs and reconciliation tracking.

Skills and Abilities:

• Ability to multi-task and handle complex tasks efficiently. Strong organizational skills.
• Strong analytical skills.
• Strong attention to detail.
• Employee must be capable of regular, reliable, and timely attendance.
• Employee must be capable of interacting calmly and professionally with a variety of people from diverse backgrounds.
• Must comply with all company policies and procedures and all applicable laws and regulations, including BSA, Patriot Act, OFAC. Must complete assigned online training courses and achieve a passing score by due date.

Travel:

• Occasional travel required: less than 10 days per year by automobile (as driver and passenger), commercial airlines, rental vehicles and public transportation; able to lodge in public facilities.

Working Conditions:

• Environment:
  Indoors, climate-controlled shared work area.
• Noise level: moderate noise within reasonable limits.
• Lifting: exerting up to 10 pounds occasionally.

Vision:

• Close visual acuity to work with computer and read documents.

Physical

Activities:

All required physical activities are infrequent – rare, except for daily finger tasks such as typing.

Starting salary is dependent upon relevant experience and may vary based on the geographic location of the position. We offer an extensive benefits package that includes, but is not limited to medical, dental, vision, and life insurance. Coverage is available to employees and their eligible dependents in accordance with our written plan documents. You may also be eligible for a health savings account option, an Employee Assistance Program (EAP), a health rewards program, a retirement savings plan, including 401(k) and Profit-Sharing plans, short and long‑term disability benefits, education and training benefits, and discounts on banking products and services.

We also offer a generous Paid Time Off (PTO) plan and paid holidays.

We are an Equal Opportunity Employer and qualified applicants, or employees will receive consideration for employment without regard to race, color, religion, national origin, sex (including pregnancy), sexual orientation, gender identity, mental or physical disability, genetic information, protected veteran status, or any other category protected by applicable federal, state, or local laws.

Glacier Bancorp, Inc. does not sponsor applicants for work visas. All applicants must be legally authorized to work in the US.

No Recruiters or unsolicited agency referrals please.