Resolution Analyst

About Us

Capital Farm Credit is the largest rural lending cooperative in Texas, serving 192 counties through nearly 70 credit offices. With over $12 billion in assets and more than 600 team members, we provide essential financial services to farmers, ranchers, rural homeowners, and agribusinesses. As part of the nationwide Farm Credit System, we are dedicated to supporting rural communities and agriculture.

We seek motivated individuals who share our core values: commitment, trust, value, and family-like respect. As a customer-owned cooperative, we align employee success with member success, offering competitive pay, growth opportunities, and a supportive environment.

• Incentive Program:
  Company-wide, goals-based rewards.
• Accrued Time Off:
  Earn 13 days of annual leave and 15 days of sick leave per year, plus enjoy 12 paid holidays annually.
• Retirement: 401(k) with up to 9% employer contribution/match.
• Health Coverage:
  Affordable medical, dental, and vision plans.
• Parental Leave: 8 weeks of paid parental leave.
• Life & Disability Insurance:
  Employer-paid coverage.
• Education & Wellness:
  Tuition reimbursement and up to $400 for wellness expenses.

At Capital Farm Credit, you’ll find more than a job—you’ll find purpose.

Bachelor's degree in business administration, Finance, or a related field, or equivalent experience and 1‑3 years of experience in banking or related agricultural lending experience, the administration and analysis of credits on commercial and mortgage loans, and experience in structuring and evaluating credit relationships.

The Credit Resolution Analyst supports the monitoring and servicing of a portfolio of high-risk loans assigned to the Credit Resolution Group (CRG), primarily focused on accounts in collection or liquidation. Under close supervision, the analyst assists lending staff with loan servicing activities, financial analysis, and coordination of inspections or evaluations to assess risk. This role involves working with small to mid‑size loans of moderate complexity, while developing proficiency in handling more advanced accounts through collaboration with senior team members.

The analyst helps prepare and send formal correspondence, such as restructuring notices and demand letters, and maintains accurate records of loan activity. Monitoring loans 30 days or more past due and contacting past due borrowers to assess financial condition and identify signs of distress. If hardship is confirmed, they assist in initiating the restructuring process in accordance with Association policy.

Additional responsibilities include supporting financial reviews of borrower documents, assisting with collection plans, and contributing to recommendations for asset disposition. The analyst interacts regularly with regional lending personnel, legal counsel, and external vendors to support the administration and resolution of managed assets. Over time, the analyst builds experience, judgment, and creativity in managing assigned accounts within established guidelines.

• Supports lending staff, legal counsel, and management in executing action plans for resolving distressed credits, under supervision.
• Assists with collection activities, including preparing distress restructuring notices, demand letters, and related documentation such as distressed loan restructuring plans or forbearance agreements.
• Reviews borrower financials to help inform credit decisions and support resolution strategies, with guidance from senior staff.
• Participates in collection and liquidation efforts, ensuring actions comply with regulations and borrower rights.
• Provides input on loan structure and risk management under direction from more experienced team members.
• May assist in recommending auction reserves or foreclosure bids within delegated authority, under supervision.
• Helps manage distressed loans by supporting borrower engagement, restructuring efforts, and resolution planning.
• Contributes to the preparation of allowance reports and collection plans, with oversight.
• Monitors and documents loan comments for accounts 30 days or more past due and submits…