Internal Credit Review Manager

About Capital Farm Credit

Capital Farm Credit is the largest rural lending cooperative in Texas, serving 192 counties through nearly 70 credit offices. With over $12 billion in assets and more than 600 team members, we provide essential financial services to farmers, ranchers, rural homeowners, and agribusinesses. As part of the nationwide Farm Credit System, we are dedicated to supporting rural communities and agriculture.

This position is based at our Headquarters in College Station, Texas. Other offices may be considered if space is available.

• Bachelor’s degree in business, accounting, finance, economics, or a related discipline and seven (7) or more years of experience in banking, credit analysis, financial/accounting services, or audit.
• Previous experience as a credit analyst or loan officer preferred.

• Responsible for overall management of the Internal Credit Review (ICR) department.
• Supervision and development of personnel, assessment of association risk identification, and credit administration practices.

• Select, train, develop, motivate, evaluate, and manage internal credit review staff.
• Assist with developing and implementing an annual risk assessment and credit review plan.
• Conduct reviews consistent with procedures, standards, and regulations.
• Prepare well‑organized work papers that document work performed and support conclusions.
• Prepare meeting documents and reports for internal reviews and communicate identified risks.
• Articulate conclusions regarding risks and recommend mitigation measures.
• Initiate specialized projects or targeted reviews as required.
• Report findings to the Audit Committee and follow up on management responses.
• Coordinate with external auditors, the bank, and association staff to reduce redundancy.
• Maintain a positive and professional image in all communications.
• Assist other departments with special projects such as due diligence reviews.
• Perform other department‑related tasks as assigned.
• Foster a team environment and serve as a resource for staff.

• Specialized knowledge of accounting and financial systems.
• Specialized knowledge of accounting/financial principles.
• Specialized knowledge of industry standards, internal controls, and internal audit practices.
• Knowledge of credit products, market trends, and/or loan procedures.
• Analytical and critical thinking skills.
• Intermediate to advanced skill level in Microsoft Office applications.
• Ability to perform intermediate level accounting and audit analyses under limited supervision.
• Strong time‑management and organizational skills.
• Ability to build relationships.

We are an Equal Employment/Affirmative Action employer. We do not discriminate in hiring on the basis of sex, race, color, religious creed, national origin, physical or mental disability, protected Veteran status, or any other characteristic protected by federal, state, or local law. If you need a reasonable accommodation for any part of the employment process, please contact us by email at  Requests for accommodation will be considered on a case‑by‑case basis.

Capital Farm Credit is committed to creating a diverse and inclusive workplace. The position title and requirements may be adjusted based on the candidate’s experience and qualifications. We welcome applicants of all backgrounds.