Commercial Ag Loan Administrator II

This position will be located at our Headquarters in College Station, Texas.

• Bachelor’s degree in business, finance, accounting or legal studies.
• Three (3) to five (5) years of experience in loan administration with an emphasis on commercial lending, specifically syndicated and participated lending, or experience deemed equivalent at the discretion of Capital Farm Credit.

• Responsible for loan administration, loan accounting, content management, and credit support.
• Administers moderately complex commercial loan portfolio including syndicated and/or participated loans requiring strong critical thinking skills.
• Effectively and efficiently responds to customer service inquiries on a routine basis.
• Supports business development efforts by providing thorough and knowledgeable customer service via email and/or telephone conversations, with occasional face-to-face interactions.
• Facilitates communication with external parties and internal departments involved in the customer and loan relationship.
• With assistance, seeks solutions and answers in situations where procedures are not specific, and will consistently develop appropriate strategies for problem resolution.
• This position handles non-routine, non-repetitive, individualized transactions and customer requests that are moderately to very complex with limited oversight.
• The incumbent will demonstrate foundational knowledge of the core skills and functions in loan administration, loan accounting, and customer service; and will navigate supporting information systems with limited oversight.
• Will be knowledgeable of CFC product lines and be able to discuss commercial product offerings in limited detail.

• Provides excellent customer service on a consistent basis by answering internal/external customer inquiries and facilitating communications between internal departments and external parties. Researches and resolves issues with limited assistance.
• Reviews and interprets credit underwriting documentation/term sheets/financing proposals and relevant supporting documents for accuracy and completeness. Communicates with deal team members on additional needs. Develops and organizes loan applicant information.
• Enters pertinent loan data into loan origination systems. With limited assistance from the Capital Markets team, creates, and establishes access for other users to, a third-party, secured documentation sharing site in cases where the loan will be syndicated/participated to other lenders.
• Conducts appropriate searches within various systems as required for borrowing entities. Reviews results to ensure compliance related to entity organizational/formation documentation, entity tax status, OFAC compliance, Uniform Commercial Code (UCC) lien positions, and other areas as defined.
• With the assistance of internal counsel, engages attorneys to prepare necessary (internal and/or external) loan documentation, ensures loan documents agree with approved terms and conditions, and orchestrates the legal document revision process by coordinating with credit analysts, relationship managers, Capital Markets officers, internal counsel, and members/participants in the case of syndication/loan sales.
• Requests and demonstrates an understanding of the title commitment and supporting documents from title companies as are relevant to each loan file. Communicates and coordinates efforts for review and approval of necessary documents.
• Reviews file in loan origination system to identify errors and ensure accuracy prior to loan committee approval and loan processing requests. Requests final loan committee approvals. Submits loan file to Document Preparation Department, coordinates internal documentation with external legal documentation to ensure consistency in terms and dates
• Coordinates loan closings with title companies, borrowers, and internal departments. Assembles, reviews, and delivers closing packet to title companies or applicants for execution. Reviews executed documentation to ensure accuracy, completeness, and proper execution.
• Onboards new loans from loan origination system into the loan accounting system. Disburses loan proceeds. Ensures all loan closing instructions and loan conditions have been met. Monitors borrower loan conditions and documents the file accordingly. Assists relationship managers and credit analysts by requesting and filing necessary information to satisfy loan covenants and other reporting requirements. With the Capital Markets team, coordinates loan syndications/participations.
  
  Posts documentation to third-party, secure document sharing site in a timely manner to ensure members/participants are informed and prepared for loan closing and to fulfill CFC’s fiduciary responsibilities.
• Ensures adequate lien perfection through deeds of trust and/or UCC filing and maintenance. Establishes and maintains electronic loan files and sends original documents to Collateral Custodian. Works with external legal counsel and internal…