Vehicle Title & Lien Specialist; Titled Collateral Specialist

About the Role

Position: Vehicle Title & Lien Specialist (Titled Collateral Specialist)

Location: FCB Corporate Offices, 717 Vandalia Street, Collinsville, IL

Job : 155

# of Openings: 1

Classification: Non-Exempt/Hourly

Job Type: Full-Time

Reports To: Loan Processing Manager

The Titled Collateral Specialist is responsible for ensuring the bank’s vehicle and loan collateral records are properly perfected, maintained, and documented in compliance with bank policies and regulatory requirements. This position supports efficient loan operations through accurate processing, tracking, and maintenance of collateral documentation and lien records.

• Ensure all vehicle collateral liens are perfected accurately and in a timely manner.
• Process new title work and verify correct taxes, registration fees, and supporting documentation are completed and paid.
• Maintain and update collateral tickler reports and exception tracking systems.
• Track, research, and document issues related to lien placement, title delays, or missing documentation.
• Follow up with dealerships, state offices, and third-party vendors regarding title status and collateral issues.
• Scan, index, and file vehicle titles and collateral documentation in imaging systems.
• Assist management with developing and implementing new processes to improve workflow efficiency within the department.
• Perform departmental duties as needed to maintain adequate workflow and operational support.
• Maintain accurate records while ensuring compliance with bank policies and regulatory requirements.
• Provide support for audits, examinations, and internal reviews as requested.
• Perform other duties, tasks, or functions as assigned.

• Strong organizational skills and attention to detail.
• Ability to manage deadlines and prioritize multiple tasks effectively.
• Strong communication and problem‑solving skills.
• Ability to maintain confidentiality and work independently.
• Proficiency in Microsoft Office Suite, including Excel, Word, and Outlook.
• Experience with document imaging and tracking systems.
• Ability to work within core banking and collateral management systems.
• Accurate data entry and record‑keeping skills.

• High school diploma or equivalent required; associate degree preferred.
• Previous banking, loan operations, title processing, or collateral experience preferred.
• Knowledge of vehicle title processing, lien perfection, and collateral documentation preferred.

• Professional office environment within a community banking and loan operations setting.
• Standard business hours Monday through Friday, with occasional overtime or schedule adjustments based on operational demands, month‑end processing, audits, or workflow volume.
• Ability to remain seated for extended periods while performing computer and administrative work.
• Frequent use of hands, fingers, and wrists for typing, scanning, filing, and operating standard office equipment.
• Ability to read and review detailed documents, computer screens, and reports accurately.
• Frequent repetitive motions involving keyboarding, mouse usage, and document handling.
• Ability to communicate effectively in person, by telephone, and through electronic communication.
• Occasionally required to stand, walk, bend, stoop, reach, or move throughout the office to retrieve files or assist with departmental operations.
• Ability to lift, carry, push, or move files, records, and office materials weighing up to 20 pounds.
• Ability to maintain concentration and attention to detail while handling multiple tasks and deadlines in a fast‑paced environment.

• $17.00 - $21.00 per hour, eligible for performance‑based bonuses and incentives.
• Group Life Insurance 1x annual salary, 100% paid by the bank.
• Long‑Term Disability insurance, 25% paid by the bank.
• Voluntary Life Insurance and Accidental Death and Dismemberment Insurance.
• Flexible Spending Account (FSA) and Dependent Care Flexible Spending Account (DCFSA).
• Employee Assistance Program, Travel Assistance and Life Services Tool Kit.
• Paid time off including Vacation, Personal, and Sick leave.
• Partially‑paid Parental Leave for eligible employees.
• 401(k) with company match for eligible employees.

Equal access to programs, services and employment opportunities is available to all persons without regard to age, ancestry, citizenship, status, color, physical or mental disability, genetic information, marital status, military status, national origin, race, religion, sex (including pregnancy), sexual orientation, or any other basis protected by federal, state, and/or local law. In accordance with the Americans with Disabilities Act and/or applicable state and local laws, applicants requiring reasonable accommodations for the application and/or interview process should notify the FCB Human Resources Department.