Commercial Construction Loan Specialist

Ent Credit Union and Wings Credit Union joined forces in January 2026. This merger means more opportunities, expanded resources, and a shared commitment to delivering exceptional member service. Together, we become more - empowering members, communities, and teams through a bold, unified future. Both organizations bring a strong legacy of member satisfaction, operational excellence, financial stability, and community impact. Recognized locally and nationally as best-in-class financial institutions and employers of choice, each is known for its commitment to financial well-being and philanthropic leadership.

Join us during this transformative time and be part of shaping the future of banking!

The Commercial Construction Loan Specialist is responsible for supporting the end-to-end processing of both construction-to-permanent and standalone construction loans. This position manages a complex portfolio while ensuring strict compliance with regulatory and organizational standards and loan agreements. This role coordinates construction draws, lien monitoring, inspections, documentation, funding, and risk management. In addition, the specialist collaborates closely with management to improve operational efficiency and acts as a central liaison between borrowers, builders, inspectors, loan officers, and internal stakeholders.

The role emphasizes effective risk mitigation, strong relationship management, member satisfaction, and requires in-depth knowledge of applicable lending policies.

• Review loan documents to ensure construction terms, budgets, and funding requirements are accurately established.
• Coordinate project setup within loan servicing and/or any construction loan management systems.
• Review and approve complex draw requests, ensuring alignment with project milestones, budget, and third-party inspection results.
• Validate percentage of completion calculations and remaining funds availability.
• Monitor lien waivers, title updates, endorsements, and other collateral protection requirements.
• Review project budgets for cost overruns and identify potential project risks, escalating any concerns regarding delays, budget deficiencies, contractor issues, and/or collateral risks.
• Ensures compliance with loan covenants and construction loan agreements.
• Serves as point of contact for borrowers, contractors, builders, title companies, and inspectors.
• Provide guidance regarding draw procedures, documentation requirements, and project expectations.
• Participate in audits, quality control reviews, third-party examinations, and pipeline reporting.
• Maintain accurate records of inspections, funding approvals, and project status updates.
• Assist management with construction portfolio analytics and risk reporting.
• Performs other duties as assigned.
• Bank Secrecy Act:
  Remains cognizant of and adheres to Wings policies and procedures, and regulations pertaining to the Bank Secrecy Act.

• High School Diploma/G.E.D. required
• Bachelor's Degree in Finance, Accounting, Business Administration, Economics, Construction Management, Project Management, or other related field of study, preferred
• 4+ years of experience in commercial construction lending, construction administration, loan servicing, commercial credit, or construction-related experience, required

• Strong understanding of commercial construction lending practices.
• Member Focused:
  Proven ability to build strong customer/member relationships and delivering customer/member-centric solutions.
• Collaborates:
  Known for building partnerships and working collaboratively with others to meet shared objectives.
• Action Oriented:
  Proven track record of taking on new opportunities and tough challenges…