VP Lending, Commercial Loans

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PB&T Bank has been fulfilling financial needs and exceeding our customers  expectations since 1889. We are a full-service bank, providing products and services for individuals and small businesses, specializing in commercial and construction lending. Over the years, PB&T Bank has remained independently owned and operated, allowing for a personal banking experience. Our customers know they can count on PB&T Bank for excellent products and exceptional customer service.

Our Signature Banking culture is the highest level of customer service each customer receives from us. Signature Banking means we take ownership to resolve the needs of internal and external customers and ensure follow-up, which in turn builds relationships. We put customers at ease knowing we have completed transactions by exceeding their expectations. PB&T Bank employees take pride and responsibility by placing their signature on all accomplished work.

We are seeking employees that care about customers and are interested in continuous improvement and have a growth mindset, and who enjoy the idea of being a representative of the bank in your community.

This position is responsible for examining, evaluating, and authorizing approval of customer applications for various types of credit, including commercial loans, real estate loans, and consumer loans.

Meet production as determined by President and CEO.

Interview applicants and request specified information for loan application.

Analyze applicant s financial status, credit, and property evaluation to determine feasibility of granting a loan or submits request to credit analyst (if available) for verification and recommendation.

Correspond with or interviews applicants or creditors to resolve questions regarding application information.

Contact banks, trade and credit associations, salespeople, and others to obtain credit information.

Study economic trends of a firm(s) or individual(s) branch or industry to predict probable success of a new customer or the future success of an existing customer.

Visit establishments to determine the condition of plant equipment and compare methods of operation with accepted practices in the industry.

Evaluate the results of site visits. Prepare reports of findings and suggests credit limitations to management.

Gather data and information needed to ascertain the likelihood of repayment and develops a strategy for mitigating the risks associated with potential problems of repayment.

Consult with management to assist in corporate planning and participate in corporate goals and projects.

Approve loans within specified limits or prepare written presentation for appropriate committee for approval.

Order and ensure the accuracy of the necessary documentation for preparation of closing documents.

Prepare written instruction to have the closing documents drawn up, in accordance with the approval and or the appropriate lending regulations as well as all bank policy regulations.

Analyze potential loan markets to develop prospects for loans.

Responsible for all collection of loans made and/or loans that may be assigned.

Manage various problem loan assets.

Ensure loan agreements are complete and accurate according to policy.

Compose letters and other correspondence with no instruction.

Bachelor’s Degree with emphasis in business, finance and accounting or the equivalent through work experience.

5-8 years of experience as a commercial and/or agricultural lender.

Currently sourcing and managing a commercial loan portfolio.

Accounting background or minimum of 4 years of Financial Statement analysis experience.

Thorough knowledge of compliance and regulatory requirements.

Thorough knowledge of bank products and services.

Knowledge of word processing and spreadsheet skills.

Pay Range: $105-150K, depending on experience, knowledge, skills, geographic location, and education

Job Type: Full-time, Exempt. This position is located at 7495 McClaughlin Rd. #100, Falcon, CO 80831

Closing Date: May 22, 2026. The opening may be extended if needed and will be updated in that case.

• Competitive Pay
• Health and Dental with generous bank contribution (Full-Time Employees)
• Vision and other supplemental benefits (Full-Time Employees)
• Bank Paid Group Term Life, Long-Term Disability, Accidental Death Insurance (Full-Time Employees)
• Vacation earned after 90 days
• Sick Time
• Birthday Time Off
• 401(k)
• Employee Assistance Program
• Referral Incentive Program
• Health Savings Account with bi-weekly bank contribution available (Full-Time Employees)

PB&T Bank is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to age (40+), ancestry, race, color, creed, religion, sex, pregnancy and related conditions, sexual orientation,…