VP - RECB Credit Delivery

Position Overview

Responsible for coordination and oversight of the financial analysis, risk assessment and credit structure recommendation for Commercial Real Estate (CRE) clients and prospects within the institutional segment. This includes prudent underwriting and effective credit and risk administration with particular emphasis on adherence to credit policy and procedure, financial analysis/modeling, risk evaluation, on‑going portfolio maintenance activities, data integrity, and client support.

• Lead and coordinate due diligence and underwriting documentation of the most complex and larger credit relationships; lead credit presentation preparation and discussion with Credit Officer and other final approvers, and coordinate legal documentation efforts through closing and booking.
• Review and oversight prior to submission of due diligence, structuring and credit underwriting on new money, renewals and reviews.
• Ensure loan documents are in accordance with approval documents; identify potential issues in documentation and take steps to address them in consultation with the deal team including Relationship Manager, Portfolio Manager Team Lead, internal or external counsel and Credit approval team.
• Provide oversight of credit relationship/project performance and monitoring activity to include overall portfolio management and understanding of current industry and market trends; manage assigned portfolio by monitoring performance and trends in coordination with Analysts and Associates.
• Serve as secondary point of client contact, including site visits and/or visits with client management team to understand strategy, relationship, and financial reporting.
• Facilitate strong communication and collaboration across servicing and functional teams internally to maintain executional excellence through origination, closing and servicing processes.
• Make decisions and approve non‑material borrower requests, loan amendments or modifications, client requests requiring bank approval, annual reviews, risk ratings and renewals within authority levels or as appropriate based on experience level in coordination with Portfolio Manager Team Lead.
• Provide guidance and oversight support to Analysts and Associates working on highly complex transactions which include left lead mandates, secured and unsecured loan structures, bridge loans, value‑add, capital call facilities and construction lending; include analysis of financial statements/projections and documentation of client performance, along with identifying risk and risk mitigants of the most complex credits.
• Ensure all Credit Process Metrics are within prescribed tolerances; account for risk evaluation and associated compliance requirements within assigned portfolio and for prospects; identify issues and follow through for remediation by guiding Associates and Analysts.
• Lead credit presentation preparation and discussions with Credit Officer and other final approvers in collaboration with the Relationship Manager and Associates/Analysts.
• Mentor and coach development of Associates and Analysts.

• Bachelor's degree in Finance, Accounting, Economics or Business, or an equivalent combination of education and work experience.
• Excellent verbal and written communication skills including an attention to detail.
• Proficiency in basic computer applications such as Microsoft Office.
• Strong analytical and problem‑solving skills.
• Knowledge of credit principles applied to large institutional clients and familiarity with loan documentation, loan servicing and complex real estate structures.
• Ability to handle multiple priorities under time constraints.
• Demonstrated success working in a collaborative team environment.

• 5+ years of portfolio management and client relationship experience with pension funds, life insurance companies or private equity firms investing in real estate.
• Advanced knowledge of ARGUS software, high‑level Excel modeling and analysis tools, including expertise in using 3rd‑party real estate data sources (CoStar, REIS, Axiometrics) and interpretation of output.
• Experience in the commercial real estate industry and loan…