SBA Eligibility Review Officer

Job Summary

The SBA Eligibility Review Officer I is responsible for reviewing SBA & USDA guaranteed business loans to determine proper structure and ensure loan closes in accordance with SBA & USDA eligibility requirements.

• Maintain an individual pipeline of work, with loans typically having customer exposure up to $1 million.
• Appropriately assess eligibility of borrower(s), co‑borrower(s), guarantor(s) to ensure that, if needed, the SBA guarantee can be enforced.
• Interact with internal SBA Sales and Operations colleagues to facilitate understanding of SBA and USDA guaranteed loan programs and obtain necessary eligibility information.
• Communicate eligibility decision and reasoning.
• Review use of proceeds, order SBA Number, prepare SBA Loan Authorization and other SBA forms, and ensure the loan meets all SBA/USDA requirements.
• Review all reports and information received with respect to SBA/USDA eligibility requirements to determine if the terms and conditions of the SBA credit approval will be met.
• Review franchise agreements, purchase agreements, bank notes, and business plans.
• Research and resolve servicing questions from the SBA and internal personnel to ensure the guaranty can be maintained.
• Advise the Financial Recovery Group colleagues in properly working out, liquidating, and litigating SBA loans.
• Submit final wrap‑up reports to the SBA once resolution has been made.
• Serve as main point of contact to commercial loan servicing colleagues to ensure proper accounting and reporting of all SBA loans (1502 Report).
• Perform other tasks as needed to support the line of business and job family.

• Bachelor’s Degree and 1 year of direct SBA/USDA lending/due diligence experience, or a minimum of 3 years of direct SBA/USDA lending/due diligence experience.

• Bachelor’s degree in Finance, Accounting, Business or Economics.
• Knowledge of the SBA Standard Operating Procedures (SOP).
• Ability to clearly document and communicate eligibility conditions to close in accordance with the SBA Standard Operating Procedures.
• Good interpersonal skills and the ability/desire to work in a fast‑paced production environment.
• Ability to multi‑task.
• Knowledge of SBA/USDA loan programs.
• Experience with TSoft and SBA Etran.
• Excellent PC skills to include Excel, Word, Outlook, AFS and Velocity.

Huntington is an Equal Opportunity Employer. Applicants must be currently authorized to work in the United States on a full‑time basis.