Associate State Product Manager - Personal Lines

If you’re passionate about helping people protect what matters most to them at a Fortune 100 company with nearly $70 billion in annual sales, as well as innovating and simplifying processes and operations to provide the best customer value, then Nationwide’s Property and Casualty team could be the place for you! At Nationwide®, “on your side” goes beyond just words. Our customers and partners are at the center of everything we do and we’re looking for associates who are passionate about delivering extraordinary care.

• Strategic and critical thinking capabilities
• An ability to generate clear, data-driven insights
• Excellent communication skills
• P&C industry experience preferred in State Management

The Associate State Manager supports the development and execution of state-specific business strategies designed to drive the Personal Lines portfolio toward top and bottom-line performance goals aligned with enterprise objectives. Working under the oversight of a State Manager, this role assists in implementing processes related to financial planning, rate reviews, market development, and communication. The Associate State Manager contributes to strategic alignment by providing analytical insights, preparing planning documents, and coordinating initiatives that support pricing, underwriting appetite, product structure, and distribution strategies.

This position plays a key role in supporting operating plans that achieve P&L objectives, including combined ratio, revenue growth, regulatory management, and legal compliance. The Associate State Manager ensures execution through detailed analysis, project coordination, and collaboration with cross-functional partners. Success in this role requires strong analytical skills, curiosity, and the ability to translate data into actionable insights that help maintain state strategies as relevant, competitive, and profitable.

• Support State Manager in executing state strategies by assisting with financial planning, rate reviews, and market development initiatives.
• Prepare and analyze reports on product performance, pricing, underwriting trends, and market dynamics to identify risks and opportunities.
• Assist in developing planning documents and review materials for monthly and quarterly state performance meetings.
• Integrate competitive intelligence into recommendations that inform pricing and product positioning.
• Collaborate with cross-functional teams (Marketing, Operations, Claims, Pricing, Underwriting, Legal, IT, Product Development) to ensure timely execution of initiatives.
• Coordinate and track project timelines to support speed‑to‑market for updates and enhancements.
• Communicate findings and recommendations effectively to State Manager and stakeholders, adjusting approach based on audience.
• Develop foundational knowledge of assigned state markets and competitor strategies to support decision‑making.
• Participate in professional development and mentorship opportunities, building skills for future leadership roles.
• May perform other responsibilities as assigned.

Reports to Sr State Product Manager – Personal Lines or State Product Manager – Personal Lines. Individual contributor role.

Education:

• Bachelor’s degree in insurance, actuarial science, mathematics, risk management, economics, finance, accounting, business administration or related field preferred.

License/Certification/Designation:

• Progress toward or completion of CPCU, AU CIC, INS ARM, Actuarial exams or similar designations preferred.

Experience:

• Six years of experience in underwriting or product preferred.
• Cross‑functional experience from other areas and experience with data analysis preferred.

Knowledge, Abilities and

Skills:

• Knowledge of core business functions and detailed knowledge of commercial lines insurance products and pricing architecture, state regulations, underwriting procedures and standard methodologies.
• Solid understanding of financials, trend analysis and competitor data.
• Proficiency in analytical tools, relational databases, data visualization techniques, query‑based…