Senior Product Manager, Embedded & Strategic Partnerships

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** Description
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* Summary:

** The Senior Product Manager, Payments & Strategic Partnerships is responsible for developing, launching, and managing embedded banking and payment solutions that enable ISVs, Vertical SaaS providers, marketplaces, and software platforms to offer financial services to their customers.

The role defines product strategy, owns roadmap prioritization, manages partner integrations, and ensures solutions meet regulatory, operational, commercial, and client experience objectives. This individual will also play a critical leadership role in coordinating cross-functional delivery efforts across Product, Technology, Operations, Risk, Compliance, Legal, Treasury Management, Merchant Services, and external partners.  In addition to Huntington's ISV strategy, this role will support the continued evolution of Huntington's Homeowners Association (HOA) banking and payments program.

The Product Manager will identify opportunities to leverage common capabilities across both platforms while driving consistent client experiences and scalable product delivery.  
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* Duties and Responsibilities:

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* ** Product Strategy & Roadmap**  + Define and execute the ISV product strategy aligned to business growth objectives.  + Build and maintain a multi-year roadmap for embedded finance capabilities.  + Prioritize features and enhancements based on customer feedback, revenue opportunity, risk considerations, and technical feasibility.  + Develop product positioning and value propositions for ISV partners and their customers.  + Monitor emerging fintech, banking-as-a-service, payments, and embedded finance trends.  

+ Develop and maintain product roadmaps supporting both the ISV platform and HOA banking and payments solutions.  + Identify opportunities to leverage common technology, onboarding, servicing, payment, treasury, and reporting capabilities across multiple embedded finance programs.
* ** Embedded Finance & Payments
** Design and manage products supporting:  + Merchant acquiring  + ACH origination and receipt  + Real-time payments  + Wire transfers  + Virtual accounts and ledgers  + Embedded deposits  + Treasury management services  + Payouts and disbursements  + Funding and settlement services  + Future lending and capital solutions

* Responsibilities include:

+ Defining end-to-end money movement and settlement experiences  + Developing onboarding, activation, and servicing workflows  + Establishing integration requirements including APIs and webhooks  + Defining operational, support, reporting, and reconciliation capabilities  + Managing product lifecycle from ideation through commercialization  + Supporting Huntington's HOA banking and payments capabilities, including integrated payment acceptance, treasury services, account management, and operational workflows
* ** ISV Partnership Management**  + Serve as the business owner for strategic ISV relationships.  + Understand partner business models, industry workflows, and commercial requirements.  + Drive integration discussions with fintech and processing partners.  + Support contract negotiations, pricing, and go-to-market planning.  + Define integration standards including APIs, embedded components, and developer experiences.
* ** Product Delivery & Program Execution**  + Drive end-to-end execution of strategic initiatives from concept through launch, ensuring successful delivery against business objectives, timelines, and stakeholder expectations.  + Own backlog management, prioritization, sprint readiness, and release planning activities in partnership with technology teams.  + Coordinate and actively manage cross-functional dependencies across Product, Technology, Operations, Risk, Compliance, Legal, Treasury Management,…