Risk Management - Auto Risk Acquisitions Strategic Analytics - Senior Associate

Risk Management - Auto Risk Acquisitions Strategic Analytics - Senior Associate

Join to apply for the Risk Management - Auto Risk Acquisitions Strategic Analytics - Senior Associate role at JPMorgan Chase

Bring your Expertise to JPMorgan Chase. As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class.

As a Strategic Analytics Associate on the Auto risk team, you'll be responsible for analysis and oversight of originations and portfolio performance, developing and maintaining process standards and performing analysis to understand the drivers of credit performance with the objective of reducing losses, balancing risk‑reward tradeoff, and influencing credit strategy decisions. You will also require an understanding of competitive, market and strategic forces.

• Develop and maintain periodic analytics to provide management with full insight into emerging trends and the quality of the originated accounts
• Attain a detailed understanding of key performance metrics and profitability drivers, enabling the delivery of insights encompassing the full account lifecycle
• Acquire an understanding of the operational processes (e.g., manual underwriting, portfolio management, collections) which will aid in understanding acquisition performance drivers
• Collaborate with cross‑functional partners to understand and address key business challenges
• Provide clear and concise oral and written communication across various functions and levels, inclusive of Operations, IT, and Risk Management
• Work independently to successfully complete end‑to‑end analytical tasks starting with problem identification, defining objectives, data discovery, synthesis and analysis of large and complex data points, formulating concise conclusions with actionable recommendations, and creating presentations to share findings and/or strategies

• BS degree and minimum 3+ years Risk Management or other quantitative experience required
• Background in statistics, econometrics, or other quantitative field required
• Advanced understanding of SAS, SAS Enterprise Miner, or other decision tree software
• Ability to query large amounts of data and transform the raw data into actionable management information
• Familiarity with risk analytic techniques and a deep understanding of the business to identify cause/effect relationships
• Strong analytical and problem‑solving abilities
• Strong written and oral communication skills
• Experience delivering recommendations to management

• MS degree preferred
• Auto finance experience preferred

Chase is a leading financial services firm, helping nearly half of America’s households and small businesses achieve their financial goals through a broad range of financial products. Our mission is to create engaged, lifelong relationships and put our customers at the heart of everything we do. We also help small businesses, nonprofits and cities grow, delivering solutions to solve all their financial needs.

We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission‑based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility.

These benefits include comprehensive health care coverage, on‑site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits…