Senior Credit Review Officer at Huntington National Bank Columbus, OH

Senior Credit Review Officer (Huntington National Bank) – Columbus, OH

The Senior Credit Review Officer is responsible for evaluating the credit risk embedded in Bank assets, applying detailed knowledge of credit risk review methodologies, and overseeing continuous monitoring activities within a strong independent credit review function.

• Review, analyze, and assess individual loans to determine accuracy and timeliness of obligor risk ratings, comprehensiveness, quality, and sufficiency of loan origination and credit action underwriting packages, and confirm obligor profiles are consistent with business segment credit risk appetite, front end guidance, and preferred client profile.
• Effectively communicate and interface with Credit Review colleagues, business segment and credit support constituent colleagues, and other Risk Management colleagues.
• Review and assess multiple specialized lending portfolios and large and complex loan relationships.
• Independently lead the review of credit portfolios and credit processes and write a report of findings.
• Provide HBI senior management with a periodic formal report regarding business unit(s) quality of the portfolio(s) in terms of adequacy of portfolio and loan monitoring and management practices, potential emerging risks, notable asset quality directional trends, and an assessment of overall credit risk management practices.
• Mentor, train, and oversee other Credit Review colleagues to ensure individual obligor file review observations are comprehensive and accurate.
• Responsible for development of various management and board level committee materials and related coordination.
• Assist in developing credit review professionals, responsible for identifying and facilitating SME‑based training.
• Develop and maintain working relationships with bank management, regulatory agencies, and the broader credit review team to effectively execute review responsibilities.
• Provide senior management with information regarding identification, measurement and management of credit risk for assigned business units.
• Represent Credit Review in credit quality, segment risk, and related meetings with business segments.
• Manage multiple engagements and projects simultaneously.
• Perform other duties as assigned.

• Bachelor’s degree in Accounting, Finance, Economics, or Business.
• 10+ years of experience in credit review, risk management, underwriting, and/or analysis.

• Working knowledge of credit risk management and control frameworks.
• Project management skills with ability to deliver high quality results while meeting deadlines, departmental and personal goals.
• Working knowledge of MS Access, Excel, Word and credit/statistical analysis tools.
• Experience in Capital Markets, Leveraged Lending, Counter party Risk, Corporate Investments, or International Finance.
• Certification or advanced degree, or demonstrated progress toward MBA, CPA, or Financial Risk Manager.
• Technical accounting (GAAP) or financial statement analysis knowledge.
• Conflict management experience.

$93,000–$189,000 annually, with potential incentive compensation and benefits.

Health insurance coverage, wellness program, life and disability insurance, retirement savings plan, paid leave programs, paid holidays and paid time off (PTO).

Exempt:
Yes.

Work may involve a combination of in‑office and remote locations as permitted by Huntington’s flexible work arrangement policy.

Huntington is an Equal Opportunity Employer.