Risk Management - Card Merchant and Auto - Vice President

Bring your expertise to JPMorgan Chase. As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real‑world challenges that impact our company, customers and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best‑in‑class.

• Lead production of the credit reserve loss forecast for Chase’s Auto Finance portfolio
• Analyze underlying reasons and quantification of emerging risk inclusive of macro‑economic trends and industry risk
• Work with Finance, Collections, and Risk strategy to understand changes in the portfolio or strategies and apply overlays as needed
• Work with Risk modeling team to make sure model is working as desired and provide inputs for the improvement on a regular basis
• Create presentations for the senior management and present the forecast with a clear storyline and data support
• Enhance consistency and efficiency across existing processes and reporting to meet changing needs of the business
• Be self‑motivated individual with ability to work on multiple projects with limited guidance
• Mentor and coach junior analysts to help them develop their risk management skills and loss forecasting knowledge
• Partner closely with other strategy areas of Risk, Modeling, Marketing, Finance, Legal & Compliance to coordinate integration of risk appetite framework into credit reserve strategies
• Support launch of new products and channels by evaluating potential credit reserve scenarios given loss projections
• Support ongoing internal and external audits by maintaining strong controls and documentation

• 6+ years of relevant credit management, loss forecasting, statistical modeling, or related analytical experience
• Bachelor’s degree in a quantitative discipline (e.g., Finance, Mathematics, Statistics, Economics), or related field
• Strong analytical and problem‑solving skills
• Strong communication skills to present to and collaborate with business partners and model end‑users and interpersonal skills a must including the ability to explain and/or present analysis
• Ability to think outside the box to tackle emerging risk and help influence and shape decisions for senior executives
• Data mining skills, specifically: SAS, SQL, Python, Excel, Microsoft Office, and database software applications
• Flexible and able to handle multiple tasks and a changing environment
• Independent decision‑making skills
• Demonstrated experience in applying analytics to solve business problems efficiently and pragmatically through structured problem‑solving approaches

• Advanced degree in a quantitative discipline (e.g., Finance, Mathematics, Statistics, Economics), or related field
• Prior financial services experience in credit card, home lending or auto preferred
• Knowledge of consumer credit risk management;
  Auto business experience preferred

We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission‑based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility.

These benefits include comprehensive health care coverage, on‑site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law.

We also make reasonable accommodations for applicants’ and employees’ religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

Equal Opportunity Employer/Disability/Veterans