Sr State Product Analyst - Personal Lines

Position Overview

Nationwide’s Property and Casualty team is seeking four Senior State Product Analyst roles. Ideal candidates demonstrate proven quantitative analysis skills, the ability to generate clear, data‑driven insights, excellent communication skills, and P&C industry experience is preferred.

As a State Management Sr. Analyst, you’ll provide analytical support and project leadership to help State Managers achieve strategic goals. With limited oversight, you’ll gather, compile, and analyze financial and performance data to identify trends and opportunities. You’ll participate in project work, prepare standard and ad hoc reporting, and contribute to initiatives that position products for profitable growth. Your work will include implementing processes related to financial planning, rate reviews, market development, and communication.

• Perform analysis and provide recommendations to State Management.
• Work independently, identifying multiple inputs, variables and using business knowledge to fully consider the situation and provide a robust analysis and deployment recommendation.
• Apply judgment, understanding, and curiosity to data to develop effective recommendations.
• Provide rate revision support, including attending meetings, completing checklists, and analyses.
• Review competitor filings and collect input from the field about competitor changes, consolidate and report on information.
• Review monthly profit & loss statements and other monthly reports with State Managers to identify root causes for variances and emerging trends.
• Monitor and report on progress toward financial goals (growth, CR, LR, retention), identify trends and changes needed to ensure profitable growth.
• Work with State Managers to implement state‑specific strategies to meet or exceed profit and growth targets.
• Monitor financial results, quoting activity, and conversion rate to support state manager with quarterly state forecast reviews.
• Communicate results effectively and in a professional manner.
• Understand how source data impacts reporting and analysis.
• Coordinate and facilitate communication across functions.
• Complete ad hoc requests for the State Managers in a timely fashion.
• May perform other responsibilities as assigned.

Reports to Senior State Product Manager – Personal Lines or State Product Manager – Personal Lines. Individual contributor role.

• Education:
  
  Bachelor’s degree in insurance, actuarial science, mathematics, risk management, economics, finance, accounting, business administration, or a related field preferred.
• License/Certification/Designation:
  Progress toward CPCU, AU CIC, INS ARM, Actuarial exams, or similar designations preferred.
• Experience:
  
  Three years of experience in property and casualty insurance or a related area and experience with data analysis preferred.
• Knowledge of analytical tools, basic knowledge of core business functions, underwriting standard methodologies, performance measurement techniques, and associated systems.
• Strong business software solutions skills utilizing the Microsoft Office suite.
• Ability to analyze data, identify underlying issues, devise alternative solutions, select the most appropriate action, and follow through to completion.
• Strong verbal and written communication skills necessary for collaboration with internal and external contacts.
• Ability to organize and present detailed analysis, information, and concepts.
• Ability to prioritize own work and time.

• Medical, dental, and vision coverage.
• Life insurance.
• Short‑term and long‑term disability coverage.
• Paid time off – newly hired associates receive a minimum of 18 days paid time off each full calendar year, pro‑rated quarterly based on hire date.
• Nine paid holidays.
• 8 hours of Lifetime paid time off.
• 8 hours of Unity Day paid time off.
• 401(k) plan with company match.
• Company‑paid pension plan.
• Business casual attire.
• Additional benefits available.
• To learn more about the benefits we offer.

Overtime Eligibility:
Not eligible (exempt). Working environment is normal office. The position is offered for any of the lower 48 U.S. states.

Nationwide is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive culture where everyone feels challenged, appreciated, respected, and engaged. Nationwide prohibits discrimination and harassment and affords equal employment opportunities to employees and applicants without regard to any characteristic or classification protected by applicable law.

We currently anticipate accepting applications until 08/27/2026. We encourage early submissions, as the posting may close sooner if a strong candidate slate is identified before the deadline.