Risk Management - Auto - Commercial Solutions Support - Analyst

Bring your expertise to JPMorgan

Chase. As part of Risk Management and Compliance, you are at the center of keeping JPMorgan

Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgment to solve real-world challenges that impact our company, customers, and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class.

As a Credit Risk Analyst within CS Portfolio Risk Management team
, you will partner closely with Credit Officers and Credit Risk Managers to support portfolio oversight and credit processes end-to-end - helping surface risks early, maintain strong controls, and enable high-quality credit decisions. In this role you are expected to take complete ownership of the credit process, possess ability to multi-task and meet delivery deadlines, thus helping your partners in making decisions in the best interest of the customer and organization.

Effective candidates will possess and apply a basic understanding of the business environment including the auto industry, current events, and economic cycles.

• Jointly own and work with stateside Senior Credit Officers and Credit Risk Managers on respective portfolio management activities e.g., overlines, stock audits, covenants, interim requests etc.
• Undertake in depth financial analysis and review of dealer financial statements on monthly basis.
• Use multiple tools to identify and
  ** escalate
  * * any early warning indicators for the assigned portfolio.
• Demonstrate detailed understanding of assigned portfolio and recommend timely actions as deemed necessary to the stateside partners.
• Assist senior underwriters in preparing credit approval memo (CAM) for annual renewals or new business opportunities.
• Meet assigned timelines and ensure documentation requirements are met per the business and audit requirements.

• 1+ years of experience in Credit, Audit, Compliance, or Risk Management
• Bachelor's degree required
• Demonstrated ability to collaborate cross-functionally and deliver measurable results in a deadline-driven environment.
• Strong written and verbal communication and presentation skills
• Proficiency in Microsoft Word, Excel, and Power Point

• Bachelor's degree in Accounting, Finance, Business, or Economics preferred
• MBA Finance or Professional Certification in Accounting, Finance, Business or Economics preferred.
• Visio a plus
• Prior experience in US Market and Auto Industry is preferred.

We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility.

These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law.

We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

JPMorgan Chase & Co. is an Equal Opportunity Employer, including Disability/Veterans