Model Governance Senior Analyst

Job Summary

Every career journey is personal. That s why we empower you with the tools and support to create your own success story. Be challenged. Be heard. Be valued. Be you ... be here. The Model Governance Senior Analyst plays a critical role in ensuring the effective governance and oversight of our organization's models, identifying and mitigating model risks, working with our BSA/AML models, and assisting in providing insightful risk metrics and reporting to senior management.

In this role, the analyst will also leverage GenAI and AI technologies to streamline workflows, enhance analytical capabilities, and drive greater efficiency across governance and reporting activities. This is an exciting opportunity to work in a dynamic and fast-paced environment, collaborating with cross-functional teams to drive model risk management excellence and support informed business decision‑making.

• Support the development, implementation, and maintenance of model governance policies, procedures, and standards.
• (25%) Assist in validation and governance of Bread Financial’s AML/BSA models.
• (25%) Recognize, evaluate and record model risks, while also creating and updating controls to monitor these risks and their mitigation strategies.
• (25%) Assist in developing and maintaining key risk indicators (KRIs) and key performance indicators (KPIs) to measure model risk and performance.

• High School Diploma or GED 2+ years experience working in banking, compliance, treasury, capital, stress testing, model, or other similar financial services function

• Bachelor’s Degree in Financial Risk Management or related field of study 4+ years experience working in banking, compliance, treasury, capital, stress testing, model, or other similar financial services function

• Microsoft Office
• Analytical Decision Making
• Technical Knowledge
• Communication

Manager and above

Direct Reports: 0

Normal office environment. Required to work onsite, full-time within 60 miles of a posted Bread Financial location.

To perform this job successfully, an individual must be able to perform each essential job function satisfactorily and meet the physical, mental and work environment requirements. Reasonable accommodations may be made to enable qualified individuals with disabilities to perform essential job functions, absent undue hardship. Communicate/Hearing Communicate/Talking Stationary Position/Seated Typing/Writing Other Duties

$81,100.00 - $

Full Salary Range for position:
California: $93,300.00 - $
Colorado: $81,100.00 - $
New York: $89,200.00 - $
Washington: $89,200.00 - $
Maryland: $89,200.00 - $
Washington DC: $93,300.00 - $
Illinois: $81,100.00 - $
New Jersey: $93,300.00 - $
Vermont: $81,100.00 - $
Ohio: $81,100.00 - $
Maine: $81,100.00 - $
Connecticut: $89,200.00 - $
Virginia: $81,100.00 - $

The actual base pay within this range may be dependent upon many factors, which may include, but are not limited to, work location, education, experience, and skills.

You must be work authorized in the United States on a full time basis without the need for any sponsorship now or in the future from any employer or organization. The Company cannot offer employment to F-1 (student) visa holders.

Bread Financial offers medical, prescription drug, dental, vision, and other voluntary benefits (including basic and optional life insurance, supplemental medical plans, and short and long‑term disability) to eligible associates (regular full‑time associates scheduled to work 30 hours per week or more) and their spouses/domestic partners, and child(ren) under the age of 26. New associate elected coverage begins on date of hire…