Licensed Loan Officer - Consumer Direct

Ready to take your mortgage career to the next level?

• Work high‑intent inbound leads – no cold calling, just real conversations with ready‑to‑act borrowers.
• Connect via phone, text, and email to guide prospects through the loan process with clarity and confidence.
• Educate and advise borrowers on products that fit their goals – purchase, refinance, or cash‑out.
• Analyze credit and financial data to match customers with the right solution.
• Present pricing and terms in line with company standards and compliance requirements.
• Drive repeat and referral business through exceptional service and follow‑through.

• Hold an active NMLS license and have at least 1 year of experience originating loans in a consumer‑direct model.
• Are a closer driven by performance, motivated by commission, and wired for results.
• Thrive in a fast‑paced, tech‑enabled environment and can manage a high‑volume pipeline.
• Passionate about helping people make smart financial decisions and delivering a 5‑star experience.
• Experience with Encompass is a plus.

• Best‑in‑class leads delivered daily.
• Top‑tier commission for business you bring in yourself.
• Weekly training sessions to sharpen your skills.
• Culture that rewards performance and celebrates impact.

• Competitive commission structure with uncapped earning potential.
• Full benefits: medical, dental, vision, paid holidays, PTO, parental leave.
• Life insurance, short‑ and long‑term disability, 401(k) with company match.
• Corporate wellness program, employee discount on home mortgage purchases and refinances.

Columbus HQ at 711 N High Street – right in the heart of the Short North district.

Lower provides equal employment opportunities to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state or local laws. This policy applies to all terms and conditions of employment, including recruiting, hiring, placement, promotion, termination, layoff, recall, transfer, leaves of absence, compensation and training.