Business Development Officer

Business Development Officer In Consumer & Small Business Banking

Wells Fargo is seeking a Business Development Officer in Consumer & Small Business Banking as a part of Small Business.

In this role, you will:

• Identify, acquire, and grow new relationships with business customers. Create opportunities and partner with Regional Business Relationship Managers to discuss business products and services and onboard customers. Increase Wells Fargo relevance to prospective customers and position Wells Fargo Small Business Development and product partners for new business opportunities through marketing efforts and value added ideas. Partner with market leadership to develop strategies and lead marketing efforts in a defined territory.
  
  Assist with processes including identification of new customers, customer acquisition, initial customer contact, follow up strategies, identification of products and services to meet customer's needs, proposal development, and overall management of new customer acquisition including onboarding. Partner with Regional Business Relationship managers and other partners to ensure a smooth customer transition. Identify additional product opportunities by developing partnerships with regional managers and product partners to deliver the full complement of Wells Fargo products and services.
  
  Prospective customers will mostly be self-sourced or come from external referral sources, including Centers of Influence. Majority of travel will be allocated to prospecting activities. Responsible for all phases of the customer service and sales life cycle including lead generation, utilization of relevant systems, following policies, leveraging product knowledge, and assessing credit needs of prospects.
• Lead or participate in moderately complex initiatives and deliverables within Small Business Development functional area and contribute to large-scale planning related to functional area deliverables
• Review and analyze moderately complex business, operational, or technical challenges that require an in-depth evaluation of multiple factors
• Resolve moderately complex issues and lead a Small Business Development team to meet project deliverables while leveraging solid understanding of Small Business Development functional area, policies, procedures, and compliance requirements
• Collaborate and consult with Small Business Development peers, colleagues, and middle level managers to resolve issues and achieve goals
• Lead Small Business Development projects and teams, or serve as a mentor for less experienced individuals
• This LO position has customer contact and job duties which may include needs assessing and referring those customers interested in a dwelling secured product to a SAFE team member. This position includes assisting customers without taking an application and without offering or negotiating terms of a dwelling secured transaction. Individuals in a LO position also must meet the Loan Originator requirements under Regulation Z (LO) outlined in the job expectations below

Required Qualifications:

• 4+ years of Small Business Development experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education

Desired

Qualifications:

• Experience prospecting, offering products and services, and referring
• Excellent verbal, written, and interpersonal communication skills
• Experience building and maintaining relationships with prospects, referral sources, and colleagues
• Excellent customer service skills
• A BS/BA degree or higher
• Extensive knowledge and understanding of financial services business
• Strong networking ability with business partners
• Intermediate Microsoft Office skills
• Ability to be proactive, innovative and creative in meeting customer and enterprise needs
• Ability to deliver dynamic presentations to business clients
• 2+ years of direct sourcing and prospecting new clients experience
• 2+ years of commercial credit experience
• 2+ years of new business development experience
• 2+ years of business-to-business sales experience
• Knowledge and understanding of financial services industry
• Experience building partnerships and consulting effectively with leadership
• Experience sourcing small business clientele
• Knowledge and understanding of outside sales in a consultative Business-to-Business environment
• Knowledge and understanding of outbound calling and assessing customer needs
• A BS/BA degree or higher in business or management
• Experience building relationships with referral partners and community organizations within diverse communities

Job Expectations:

• Individuals in Loan Originator (LO) positions must meet the Consumer Financial Protection Bureau qualification requirements and comply with related Wells Fargo policies. The LO qualification requirements include meeting applicable financial responsibility, character, general financial fitness and criminal background standards. A current credit report will be used to assess your financial responsibility and credit fitness,…