Commercial Banking Officer III

Examine, evaluate, and authorize or recommend approval of customer applications for lines or extension of lines of credit, commercial loans and commercial real estate loans.

• Analyze potential loan markets to develop prospects for loans.
• Call on potential or existing customers to develop new business opportunities.
• Interview applicants and request specified information for loan applications.
• Analyze applicant financial status, credit, and property evaluation to determine feasibility of granting loan, or submit application to Credit Analyst for verification and recommendation.
• Correspond with or interview applicants or creditors to resolve questions regarding application information.
• Approve loans within specified limits or refer loans to Senior Loan Officer for approval.
• Ensure loan agreements are complete and accurate according to policy.
• Handle OREO, including maintenance, showing, and litigation of such properties.
• Collect commercial overdue accounts.
• Prepare credit memos.
• Represent the Bank at various business, community and social functions.

• Education and/or
  
  Experience:
  
  Bachelor’s degree (B.A.) from a four‑year college or university; or two to five years related experience and/or training; or equivalent combination of education and experience.
• Language
  
  Skills:
  
  Ability to read and interpret documents such as safety rules, operating and maintenance instructions, and procedure manuals; write routine reports and correspondence; speak effectively before groups of customers or employees.
• Mathematical
  
  Skills:
  
  Ability to calculate figures and amounts such as discounts, interest, commissions, proportions, percentages, area, circumference, and volume; apply concepts of basic algebra and geometry.
• Reasoning Ability: Solve practical problems and deal with a variety of concrete variables in situations with limited standardization; interpret a variety of instructions furnished in written, oral, diagram, or schedule form.
• Computer
  
  Skills:
  
  Knowledge of accounting software; contact management systems; database software; internet software; spreadsheet software; and word processing software.

• Robust medical, dental, and vision insurance packages.
• Generous time off, including paid federal holidays and paid day off for your birthday.
• 401(k) retirement savings plan.
• Tuition reimbursement, professional development, and career growth opportunities.
• Employee assistance program.
• Comprehensive wellness program.

Camden National Bank is an Equal Opportunity Employer and does not discriminate on the grounds of race, color, religion, sex, sexual orientation, including gender identity and gender expression, national origin, citizenship status, age, disability, genetic information or veteran status.