BSA Fraud Investigator

Pay Range: $21.29 - $28.39

Responsible for investigating external fraud cases as assigned by their Supervisor/Manager as well as cases arising from independent reviews of transaction and fraud monitoring reports.

• 3 years experience investigating various types of fraud at a financial institution or equivalent
• Bachelor Degree in Economic/Financial Crime Management or Criminal Justice or equivalent work experience

• Team player with strong organizational, communication, analytical and PC skills (especially Microsoft Excel)
• Ability to research/analyze data and recognize/evaluate patterns of customer activity.
• Skilled investigator with understanding of types of fraud that can occur in a banking environment, but not limited to deposit fraud, internal fraud, card fraud, ACH & wire fraud, kiting and money laundering.
• Ability to professionally present information and respond to Law Enforcement, Proscecutors and Officers of the Court.
• Ability to multi-task, working multiple inquiries/investigations simultaneously.

• 60% Complete case investigations related to external fraud such as ach, wire, counterfeit checks, kiting, elder fraud, and forgery derived from review of internal system reports, employee referrals, law enforcement referrals, etc. and file SARs when appropriate.
• 15% Maintain and review functionality of the Access Control System data base and work closely with various departments/branches to assist them in making sure system is working adequately.
• 15% Proactively review existing internal fraud monitoring reports to identify and mitigate fraud events such as counterfeit checks, kiting, elder fraud, etc.
• 5% Counterfeit Currency Reporting to the U.S. Secret Service:
  Ensure that all counterfeit currency has been identified at the branch, removed from circulation and reported to the U.S. Secret Service.
• 5% Other duties as assigned

• Communicate effectively with internal and/or external customers
• Stationary 75% of time or greater
• Move Objects to Maximum 10 lbs

At NBT we empower people to grow, innovate, and thrive through meaningful work, a supportive culture and opportunities to make a real impact in your community – because your success drives our success.

At NBT, we value and support your wellbeing by offering generous time-off policies, wellness initiatives and flexible work arrangements, so you can thrive both personally and professionally.

NBT believes community involvement fosters our success and the success of those around us. Through volunteer service and charitable partnerships, we empower our employees to make a positive impact beyond the workplace.

NBT believes in creating a workplace where every voice matters and every team member feels empowered to contribute. With supportive leadership, we foster an environment where employees are connected, inspired, and valued.

Whether you’re just starting your career or serve in a senior leadership role, your growth and development are our priority. NBT provides a wide variety of development programs and tools for you to reach your full potential.

NBT recognizes and rewards your contributions with competitive compensation, comprehensive benefits and performance-based incentives – ensuring you feel valued every step of the way.

NBT has built a reputation as a stable financial institution by growing our people and our business, evolving our processes and managing risk. We ve weathered the market s ups and downs for over 165 years, all while charting a well-defined growth plan.

• Generous Paid Time Off:
  At least 22 days annually, prorated in the year of hire.
• Parental Leave:
  Six weeks of paid leave at 100% of your salary.
• Comprehensive Medical Coverage:
  Includes employer contributions to HSA for High Deductible Health Plan participants.
• Dental and Vision Coverage:
  Ensuring your overall health and well-being.
• Flexible Spending Accounts:
  For healthcare and dependent care expenses.
• Employer-Paid Disability Coverage:
  Both short-term and long-term, with an option to purchase…