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Credit Risk Management Specialist

Job in Conway, Faulkner County, Arkansas, 72035, USA
Listing for: Centennial-Bank
Full Time position
Listed on 2026-07-05
Job specializations:
  • Finance & Banking
    Banking Operations, Financial Compliance, Regulatory Compliance Specialist, Financial Analyst
Salary/Wage Range or Industry Benchmark: 40000 - 58000 USD Yearly USD 40000.00 58000.00 YEAR
Job Description & How to Apply Below
Position: Credit Risk Management Specialist I

Data Center 1st Floor
719 Harkrider St
Conway, AR 72032, USA

The Credit Risk Management Specialist I is responsible for supporting daily operations related to the Dealer Floor program. This role conducts second reviews of consumer and commercial loans involving adverse action and assists with general tasks within the Credit Risk Management department. The Credit Risk Management Specialist I utilizes consumer loan decision software, Decision Pro and LOS nCino.

Essential Duties and Responsibilities
  • Process daily activity of advances and payments related to the Dealer Floor program.
  • Prepare end of period reports related to the Dealer Floor program.
  • Provide system training to new dealers.
  • Actively use and achieve proficiency in all aspects of the Dealer Floor program.
  • Complete 2nd reviews on consumer & commercial adverse actioned loans.
  • Prepare and mail applicable disclosures for credit pulls performed by the bank.
  • Utilize established processes, ensure proper compliance measures and action regarding Fair Credit, Regulation Z, and Regulation B compliance.
  • Complete required BSA/AML training and other compliance training as assigned.
  • Maintain a constant state of alertness and work safely.
  • Perform any other related duties as required or assigned.
  • Qualifications

    To perform this job successfully, an individual must be able to perform each essential duty mentioned satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required.

    Education and Experience

    Knowledge of a specialized field (however acquired), such as basic accounting or computer. Equivalent of four years in high school, plus night, trade, extension, or correspondence school specialized training, equal to two years of college, plus two years related experience and/or training.

    Communication Skills

    Ability to effectively communicate information and respond to questions in person-to-person and small group situations with customers, clients, general public and other employees of the organization.

    Mathematical Skills

    Ability to calculate figures and amounts such as discounts, interest, commissions, proportions, percentages, area, circumference, and volume. Apply concepts such as fractions, ratios, and proportions to practical situations.

    Critical Thinking Skills

    Ability to solve practical problems and deal with a variety of known variables in situations where only limited standardization exists. Interpret a variety of instructions furnished in written, oral, or diagram formats.

    Software Skills Required

    Intermediate: 10‑Key, Alphanumeric Data Entry, Word Processing/Typing

    Basic:
    Accounting, Database, Presentation/Power Point

    Working Conditions

    Normal working conditions as found within an office setting, with controlled temperature and low noise level, plus a minimum of distractions.

    Environmental Conditions

    The noise level is moderate (business office with computers/printers, light traffic, etc.). Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

    Physical Activities

    Semi‑repetitive, low physical effort. Requires periods of concentration for varied time cycles. Occasionally requires walking; continuously required to sit, use hand to finger, handle or feel, talk or hear; frequently required to reach with hands and arms. Occasionally lift and/or move up to 25 pounds. Close vision required.

    Additional Information
    • Overtime may be required
    • Basic Microsoft Excel experience
    • Ability to multi‑task and prioritize workload
    • Strong verbal and communication skills
    • High degree of accuracy and attention to detail
    • Strong problem‑solving and decision‑making skills
    Preferred

    High School or better.

    Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities. This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.

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