Insurance Sales Agent - Coon Rapids, MN

Job Overview

Insurance Sales Agent – no insurance background required. Join AAA The Auto Club Group, a trusted brand with a 100‑year history.

Base pay: $31,200 per year, plus unlimited commissions on Property and Casualty, Life Insurance Referrals, AAA Memberships, and Credit Card sales. Average annual earnings range: $57,000–$87,000+. A $2,500 signing bonus is offered to new hires who have not applied to ACG within the last 180 days. A 1‑year payback clause applies if employment is terminated before 12 months.

Ramp‑up pay for the first six months:

• Additional $200 per week during months 0–2
• Additional $150 per week during months 3–4
• Additional $100 per week during months 5–6

New Hire On‑Pace Bonus tied to performance milestones; non‑exempt position with overtime eligibility.

• Medical, dental, and vision coverage
• 401(k) with company match up to 6%
• Paid parental leave and adoption assistance
• Paid Time Off (PTO), holidays, floating holidays, and CEO days
• Company‑sponsored tuition reimbursement for Bachelor’s, Master’s, and Ph.D. programs
• Paid volunteer day annually
• Complimentary AAA Membership and employee discounts

• Own the sale and ongoing service of ACG‑branded and brokered insurance products, memberships, and financial products within a high‑traffic branch.
• Leverage proven sales methodologies and insurance expertise to uncover customer needs, generate new business, retain existing clients, and grow ACG’s insurance portfolio.
• Consistently overcome objections, negotiate effectively, and close sales while maintaining long‑term client relationships.
• Drive performance by meeting and exceeding individual sales targets and incentive plan expectations aligned with branch and company goals.
• Conduct comprehensive insurance reviews to assess risk, identify coverage gaps, and recommend appropriate solutions; quote, bind, and issue policies in accordance with underwriting guidelines and regulatory requirements.
• Actively engage in local branch and community events to prospect, expand referral networks, and develop new business opportunities.
• Build and maintain strong rapport with members and clients to ensure high customer satisfaction, loyalty, and trust in the AAA brand.
• Respond to customer inquiries with a high level of professionalism and urgency across insurance, membership, and financial products.
• Identify and execute cross‑sell and referral opportunities into Travel and Financial Services lines of business to maximize overall member value.

• Active State Property & Casualty Insurance Sales license or ability to obtain before hire.
• Active State Life and Health Insurance Sales license, or obtain within 60 days of hire.
• Must qualify, obtain, and maintain all applicable state licenses and appointments required for selling and/or servicing Auto Club Group Membership products.
• High School diploma or equivalent.
• 1+ year(s) of customer‑facing experience in a fast‑paced, computer‑automated business environment (e.g., financial/banking).
• Insurance experience is helpful but not required; training will be provided to obtain necessary licenses.
• Demonstrated ability to develop, manage, and close sales opportunities, including disciplined lead tracking, follow‑up, and pipeline management.
• Applied consultative selling techniques supported by deep product knowledge to deliver tailored solutions and drive customer value.
• Proven prospecting and business‑development skills, including generating new opportunities through referrals, outbound activity, and networking.
• Excellent verbal and written communication skills with a strong customer‑first mindset and confidence in guiding sales conversations.
• Results‑driven with clear ambition, motivation, and accountability for achieving and exceeding performance goals.
• Proficient in leveraging technology to support sales execution, including CRM platforms and Microsoft Office applications.
• Strong listening and discovery skills with the ability to quickly assess customer needs, identify coverage gaps, and recommend appropriate solutions.

Schedule:

Monday – Friday, 8:30AM – 5:30PM (40 hours per week, one hour lunch). Work in a temperature‑controlled AAA branch. Occasional travel to branch or community events.

The Auto Club Group, and all its affiliated companies, is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, gender identity, sexual orientation, national origin, disability, or protected veteran status.