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Senior Collections Specialist

Job in Coos Bay, Coos County, Oregon, 97458, USA
Listing for: Upstart
Full Time position
Listed on 2026-02-27
Job specializations:
  • Finance & Banking
Salary/Wage Range or Industry Benchmark: 60000 USD Yearly USD 60000.00 YEAR
Job Description & How to Apply Below

Employer Industry

Financial Technology (Fintech)

Why consider this job opportunity
  • Competitive compensation (base + bonus & equity)
  • Comprehensive medical, dental, and vision coverage with Health Savings Account contributions
  • 401(k) with 100% company match up to $4,500 and immediate vesting
  • Generous sick and safety leave, along with supportive parental and family care programs
  • Opportunity to work remotely with flexible scheduling across East/West coast time zones
  • Engaging company culture with social activities, team events, and employee resource groups
What to Expect (Job Responsibilities)
  • Empower borrowers by providing personalized solutions to help them manage their accounts effectively
  • Achieve and exceed key performance indicators (KPIs) related to collections and borrower commitments
  • Drive innovation by contributing to the enhancement of collections practices and processes
  • Build trust with borrowers through effective negotiation and empathetic communication
  • Manage high call volumes while providing strategic support to borrowers
What is Required (Qualifications)
  • At least 2 years of experience in a collections role at a financial institution with proven success in performance goals
  • Demonstrated ability to engage borrowers and handle challenging conversations professionally
  • Familiarity with FDCPA, TCPA, and other relevant collections laws and best practices
  • Proven success in a results-oriented environment, improving key performance metrics (KPIs)
  • Effective time management skills to balance high call volumes with personalized support
How to Stand Out (Preferred Qualifications)
  • 3+ years of experience recovering high-risk or delinquent accounts, including managing hardship programs
  • Demonstrated ability to negotiate settlements while adhering to company policies and regulatory guidelines
  • Proven track record of securing high-value agreements and maintaining positive borrower relationships
  • Deep understanding of collections laws and compliance standards, including state-specific regulations
  • Skills in de-escalating challenging conversations and presenting effective payment plans under pressure

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We are not the EOR (Employer of Record) for this position. Our role in this specific opportunity is to connect outstanding candidates with a top-tier employer.

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Position Requirements
10+ Years work experience
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