Merchant Training and Oversight Specialist

Merchant Training & Oversight Specialist

$19.00 to $21.00 per hour 100 % Onsite

The Merchant Training & Oversight (MTO) Specialist is responsible for delivering comprehensive training and oversight to merchants on the processes, policies, and program details of American First Finance’s No Credit Needed payment solutions. This role plays a critical role in merchant success, ensuring they have the knowledge and tools to effectively utilize AFF’s programs.

MTO Specialists conduct training sessions remotely via phone and webinars, guiding merchants through the transaction process, best practices, and compliance requirements. The ideal candidate thrives in a fast‑paced, high‑volume environment, balancing multiple priorities while delivering exceptional service and education.

• Competitive Compensation + Growth Opportunities
• Comprehensive Benefits Package (Medical, Dental, Vision, 401(k) Matching, PTO)
• Collaborative & Fast‑Paced Work Environment
• Ongoing Professional Development & Training
• Key Responsibilities
• Conduct high‑quality, remote training sessions for merchants via phone and webinars.
• Serve as a subject matter expert on AFF’s No Credit Needed payment solutions.
• Educate merchants on best practices to enhance transaction efficiency and compliance.
• Investigate and resolve merchant‑related customer complaints, identifying knowledge or process gaps.
• Monitor merchant advertising content to ensure compliance with AFF policies.
• Collaborate with Sales, Compliance, and Customer Service teams to resolve high‑priority merchant disputes.
• Maintain detailed records of training sessions and merchant interactions in CRM and SharePoint.
• Prioritize and manage assigned cases to meet performance SLAs and KPIs.
• Identify opportunities to improve training content, processes, and merchant engagement.
• Perform additional duties as assigned by leadership.

• High School Diploma or equivalent required;
  College Degree preferred.
• Minimum of 2 years of training, customer service, or call center experience.
• Strong verbal and written communication skills, with the ability to present complex information clearly.
• Proficient in Microsoft Office Suite (Excel, Outlook, Word) and CRM platforms.
• Excellent time management, organization, and attention to detail.
• Ability to handle multiple tasks in a fast‑paced, deadline‑driven environment.
• Comfortable with technology and digital platforms for training and case management.

• Bilingual (English & Spanish) – Highly desirable.
• Experience in training, coaching, or education roles.
• Knowledge of consumer finance, merchant services, or compliance‑related processes.
• Key Competencies for Success
• Customer Focus – Builds strong relationships, anticipates merchant needs, and delivers exceptional training and support.
• Nimble Learning – Quickly adapts to new systems, updates, and process improvements.
• Effective Communication – Presents information clearly and confidently, adjusting for different audiences.
• Collaboration – Works effectively with cross‑functional teams to ensure merchant success.
• Resourcefulness – Efficiently manages multiple priorities and problem‑solves in a dynamic environment.

First Cash Holdings, Inc. is the leading international operator of pawn stores and a premier provider of technology‑driven point‑of‑sale payment solutions, both dedicated to serving cash‑ and credit‑constrained consumers.

With over 3,000 pawn stores across 29 U.S. states, the District of Columbia, and Latin America — including Mexico, Guatemala, Colombia, and El Salvador — First Cash offers a diverse selection of pre‑owned jewelry, electronics, tools, appliances, sporting goods, musical instruments, and more. In addition, our stores provide small, non‑recourse pawn loans secured by pledged personal property, offering accessible financial solutions to the communities we serve.

Through our wholly owned subsidiary, American First Finance (AFF), First Cash also delivers lease‑to‑own and retail finance payment solutions for consumer goods and services. With a nationwide network of over 13,000 retail merchant partners, we help customers access flexible financing…