Loan Processor

446 Wrenplace Rd, Fort Mill, SC 29715, USA

Posted Thursday, July 23, 2026 at 4:00 AM

The Loan Processor is a reliable mortgage professional who thrives in a fast-paced environment. Loan Processor supports both the origination and operation functions of residential conventional and government mortgages while providing the highest level of customer service both internal & external.

• Reviews all documents submitted by borrower within 48 hours of receipt.
• Direct communication with all borrowers via email and/or phone, returning all calls within 24 hours.
• Reviews accuracy and completeness of Loan Application, Automated Underwriting System and Credit Report.
• Review entire credit report for accuracy. (I.E correct name (Jr, Sr etc.), property addresses (within 2 years and not on URLA), recent inquiries, liabilities, collections, Social Security numbers and any possible alerts etc.)
• Orders and retrieves 3rd party services (I.E. Credit report, Credit refresh, Credit supplements, Tax transcripts, Flood certificates, Fraud guard, VOE’s, Payoffs etc.)Review initial disclosures and check for signatures and dates.
• Review and calculate all types of income and any other mortgage related documents.
• Review and analyze appraisal reports for accuracy (I.E. Name & property address, value, and date of appraisal.)
• Review title reports for the following but not limited to:
  Effective date, loan amount, proposed insured, open liens/judgments and tax information.
• Responsible for properly updating Encompass to ensure current and accurate data.
• Submits complete file to Underwriter for initial underwrite & final review.
• Clear all prior-to-doc conditions.
• Effective communication with all parties and usage of the conversation log in Encompass to notate the loan files.
• Strong pipeline management skills to ensure closing dates are met.
• Participates in weekly pipeline reviews with the Loan Officer and Processing Manager providing status of all files.
• Assist closing & post-closing with any additional documents or information needed to close out file.
• Keep informed of trends and developments in the mortgage industry to include regulation changes.
• Processor will meet Round Point’s commitment to compliance and keep abreast of industry new products and guidelines.
• Redisclosing for change in circumstances if applicable.
• Title review and updates
• Ordering additional appraisal reports, if applicable (I.E. final inspection)

• High School diploma or equivalent required
• 4+ years mortgage experience in a mortgage processing position
• Must have ability to verify all elements of a 1003, credit report, title quotes, tax certs, AUS, and mortgage Insurance.
• Working knowledge of conventional and government loan programs
• Strong organizational skills, attention to detail and work in a high volume & ever-changing mortgage industry
• Knowledge of consumer regulations—RESPA, TILA, TRID, HMDA, ECOA and all Fair Lending laws.
• Proficiency in Encompass LOS preferred and the ability to readily learn and operate effectively in other business technology applications required.
• Ability to work overtime when needed.
• Excellent communication and rapport building skills, promoting productive working relationships.
• Maintain sense of urgency.
• Maintain a level of professionalism when communicating with external clients.
• Ability to effectively communicate across multiple departments-originations, underwriting, secondary, processing and closing.
• Ability to effectively present information and respond to questions from groups of managers, clients, customers, and the public.
• Advanced working knowledge of Word and Excel.
• Working in fast-paced, high tech, and business paperless environment

• The employee is regularly required to talk or hear.
• The employee is required to sit for extended periods of time and is occasionally required to stand and walk.
• The employee must regularly use hands to finger, handle, or feel objects and is regularly required to reach with hands and arms; the employee may occasionally climb or balance, and stoop, kneel, crouch, or crawl.
• The employee must frequently lift and/or move up to 10 pounds and…