Treasury Manager

About KOHO

We’re on a mission to make financial services better for every Canadian. That means no hidden fees, no predatory interest rates - just financial products designed to help our users spend smart, save more, and build real wealth. We’re a performance organization with a strong heart: we care deeply about outcomes, and everything ties back to our mission - to financially empower a generation of Canadians.

At KOHO, we’re not your average 9-5. We believe real impact comes from people who are trusted, empowered, and supported to do their best work - without sacrificing their lives to do it. We prioritize work-life integration, not just work-life balance. That means asynchronous collaboration, flexible hours, and a remote-first setup built around autonomy and high trust.

KOHO is entering its next chapter - leaner, smarter, more AI-integrated. We’re building for impact, not bureaucracy. If you thrive in environments that value clarity, ownership, and bold thinking, you’ll fit right in.

KOHO is looking for a Treasury Manager to be a foundational hire in our Treasury team as we stand up KOHO Bank and scale our treasury operations across multiple regulated legal entities.

Reporting to the Treasurer
, you’ll be at the intersection between building bank treasury operations, cash management, and systems implementation. You’ll help run the day-to-day engine that moves money across multiple bank partners and products, while also leading the work to centralize these flows into a modern Treasury Management System (TMS).

This role is ideal for someone who can move comfortably between high-level balance sheet strategies (liquidity, ALM, funding) and the operational details of getting money where it needs to be, on time, every day.

We’re hiring for a remote role based in Canada
.

• Bank Treasury: Design and document new end-to-end Treasury processes for KOHO Bank, including Asset Liability Management, intraday liquidity, funding strategy, HQLA management, and regulatory reporting.
• Technical lead: Contribute to the development of Treasury models (IRRBB, behavioural modelling, liquidity stress testing) that support both day‑to‑day management and regulatory expectations.
• Trusted partner: Collaborate with stakeholders such as Risk, Finance, Product, and Data to ensure new bank products are Treasury‑ready from day one – including balance sheet treatment, data flows, reporting, and operational workflows.
• Business lead: Spearhead the implementation of a new Treasury Management System which will centralize all cash and investment processes across KOHO through both requirement setting and testing.
• Cash Management: Support and enhance existing cash management operations to ensure we are always able to meet settlement obligations and safeguarding of customer funds.

• Experienced in Treasury: 5+ years of progressive experience in Treasury, ALM, or Liquidity Management, ideally at a bank or fintech with exposure towards regulated entities.
• Fluent in bank models: You have hands‑on experience building financial models and are comfortable with concepts like IRRBB, Regulatory Capital and LCR.
• Tech‑savvy: You leverage AI to streamline workflows and know when systems support best‑in‑class treasury processes.
• Builder: You’re energized by ambiguous environments, can start from a blank page, and enjoy iterating towards better processes rather than maintaining a static runbook.
• Data‑comfortable: Strong with spreadsheets and data and you can build practical forecasts, models and reports without waiting on someone else.
• Collaborative: You like working with multiple different teams, and you’re comfortable explaining Treasury concepts to non‑Treasury stakeholders.

• Implemented, been a super‑user, or helped configure a Treasury Management System and know the ins and outs of bank connectivity and bank payments.
• Prior experience with regulatory reporting to OSFI and/or Bank of Canada on liquidity, capital and other Treasury topics.
• Exposure to building and managing ALM modelling, including behavioural assumptions for non‑maturing deposits, loan prepayments and credit cards.

The…