Consumer Underwriter - Auto

Consumer Underwriter – Auto Finance (Remote, California resident)

A Consumer Underwriter – Auto Finance evaluates, negotiates, and decisions consumer offerings within Ally’s underwriting policies to further grow application and contract volume. They build and maintain a portfolio of dealers and provide best-in-class relationship management for their assigned territories as a crucial part of the Ally Auto framework.

Work Schedule:

Ally designates roles as (1) fully on-site, (2) hybrid, or (3) fully remote. Hybrid roles are generally expected to be in the office a certain number of days per week as indicated by your manager. All work requirements are subject to change at any time based on leader discretion and/or business need.

Location:

remote but must reside in the state of CA.

• Increase dealer portfolio revenue by practicing sound underwriting judgment and upholding Ally’s risk management principles
• Leverage high-touch and high-tech capabilities to negotiate contracts
• Demonstrate market awareness, strong listening, and adaptability as you build and cultivate strong relationships with dealers
• Requires flexibility in work schedule; evening hours, limited travel, and weekends required

• High school Diploma or GED equivalent; bachelor’s degree preferred
• 1+ years in auto finance consumer underwriting (prime, sub-prime, and/or non-prime)
• Excellent sales, negotiation, problem solving, and analytical skills
• Self-starter with a high level of productivity and sense of ownership, with the ability to learn quickly and apply knowledge to new situations
• Familiarity with the Auto Finance industry, consumer credit, and trend analysis/analytics with the ability to work independently and drive your business results

Ally's compensation program offers market-competitive base pay and pay-for-performance incentives (bonuses) based on achieving personal and company goals. Our Total Rewards program includes industry-leading compensation and benefits plus additional incentives that are designed to meet your needs and those of your family so you can get the most out of your career and your life, including:

• Time Away: Program starts at 20 paid time off days in addition to 11 paid holidays and 8 hours of volunteer time off yearly (time off days are prorated based on start date and program varies based on full or part-time status and management level).
• Planning for the Future: Plan for the near and long term with an industry-leading 401K retirement savings plan with matching and company contributions, student loan pay downs and 529 educational save up assistance programs, tuition reimbursement, employee stock purchase plan, and financial learning center and financial coach access.
• Supporting your Health & Well-being: Flexible health and insurance options including medical, dental and vision, employee, spouse and child life insurance, short- and long-term disability, pre-tax Health Savings Account with employer contributions, Healthcare FSA, critical illness, accident & hospital indemnity insurance, and a total well-being program that helps you and your family stay on track physically, socially, emotionally, and financially.
• Building a Family: Adoption, surrogacy and fertility assistance as well as paid parental and caregiver leave, Dependent Day Care FSA back-up child and adult/elder care days and childcare discounts.
• Work-Life Integration: Other benefits including Mentally Fit Employee Assistance Program, subsidized and discounted Weight Watchers® program and other employee discount programs.
• Other compensations: Depending on the role for which you are considered, you may be eligible for travel allowances, relocation assistance, a signing bonus and/or equity.
• To view more detailed information about Ally’s Total Rewards, please visit this link:

Ally Financial is a customer-centric, leading digital financial services company with passionate customer service and innovative financial solutions. We are relentlessly focused on “Doing it Right” and being a trusted financial-services provider to our consumer, commercial, and corporate customers.

Ally is an equal opportunity…