Software Engineer, Loans Originations

Overview

Who We Are Shape a brighter financial future with us.

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Shape a brighter financial future with us. Together with our members, we’re changing the way people think about and interact with personal finance. We’re a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way.

Join us to invest in yourself, your career, and the financial world.

We are looking for eager software engineers excited to dive into one of the largest opportunities at SoFi and help drive the next generation of lending products. SoFi is trying to push the boundaries of lending and provide next-level products for our members. We are seeking anyone with big ideas and a drive to help our customers secure financial stability.

On our Loans Origination team, you will be in the middle of it all – implementing functionality, architecting our system, squashing bugs, maintaining the health of our code, and continually growing as an engineer. The ideal candidate is both forward-thinking and hands-on, has a solid sense of ownership and drive for delivery, and a strong team player. At SoFi, we pride ourselves on the collaboration between Product, Design and Engineering and so you will be involved in the entire product lifecycle, from ideation through building, deploying and continual improvement and evolution.

You’ll face and solve a wide range of challenges: technical, product, and operational, shaping your personal growth and career along the way.

• Taking charge of creating and developing solutions for product needs and user stories with little oversight
• Taking an active part in code and design reviews
• Delivering resilient and scalable code
• Working in a fast-moving, highly collaborative environment across multiple offices and teams
• Using various object-oriented languages to develop robust and scalable apps in a cloud-based microservices environment
• Participating in shaping the technical architecture of the product
• Providing input on new initiatives and technological advancements
• Learn about new technologies, tools and processes that will build your skill set and help shape your career

• You will have graduated and your highest level of education is only a Bachelor’s Degree in Computer Science or related major (Spring 2025 / December 2025 New Grads or within 1 year of graduation)
• You are available to start working immediately in February 2026
• No more than 12 months of professional full-time work experience (excluding internships and research assistant roles)
• Reside in the United States and attend a university in the US
• Our core stack is Java / Kotlin / React / Microservices / Spring Boot / AWS / PostgreSQL
• Familiarity with any modern object-oriented programming languages, Java frameworks, REST APIs and relational databases is a great start
• Willingness to roll up your sleeves, collaborate with others and get stuff done
• Solid sense of responsibility and ownership; driving a project from inception to completion
• Affinity for solving problems and diving deep into the details
• Experience working in a collaborative coding environment, refining designs together, working through code reviews and managing pull requests
• Works effectively with others to take initiative and build stable working relationships

• Previous intern experience with software engineering
• An interest in finance

Internship Benefits:
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Full Time University Grad Benefits:
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Internship Highlights Include

In addition to a unique and challenging professional experience, interns will also receive perks such as invites to Member events, and more!

• Personalized Mentorship Program
• Fully stocked kitchen (snacks & drinks)
• Access to senior leadership, including round tables with executives across all functions of So Fi

SoFi provides equal employment…