Business Banker

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Full Time Level I Covington, GA, US

30+ days ago Requisition

• Increase bank assets by developing quality commercial loans and deposit accounts
• Cross sell bank products and services to customers through telephone contacts and personal visits
• Build long‑term customer relationships
• Maintain a positive service mentality
• Ensure superior quality service in completing all customer transactions
• Match financial needs that achieve customer goals with product and service solutions
• Demonstrate accurate knowledge of the bank's products and services

The employee will support the bank's strategic goals, vision, mission, core values, service standards and service philosophy in actions, words and deeds.

• College Degree in Business Administration or related field
• Successful completion of Large Bank Training program preferred.

More than five years prior work experience in the same or related position, a working knowledge of credit evaluation, cash flow analysis, collateral values and lien perfection preferred.

• Basic knowledge of the bank's products and services.
• Willingness to serve.
• Ability to function efficiently in a network environment and have a working knowledge of Microsoft Office and SharePoint.
• General math competency, general accounting knowledge (debuts, credits, understanding of bank account reconciliations).
• Professional image adhering to guidelines in the employee handbook.
• Ability to collect, research, and analyze information skillfully.
• Self‑starter, creative thinker, flexible, eager, nurturing, open to change, and exhibit good judgment.
• Lead by example, attentive to detail, work well with others, and responsive to supervisory guidance.
• Ability to read credit reports and other tools necessary to accomplish position responsibilities.
• Knowledge of financial statements including balance sheet, profit & loss statement, and cash flow statement.
• Identify and interpret trends in financial data.
• General knowledge of GAAP, understanding differences between audited, compiled, and reviewed statements.
• Clear understanding of working capital concepts, accounts, and operating cycle effects.
• Working knowledge of compliance guidelines for the bank and the industry.

Vallant Bank is an Equal Opportunity Employer and a Drug Free Workplace. As a condition of employment, a completed Application of Employment and satisfactory results from a background check and drug screening must be received. Vallant supports a diverse workforce and welcomes all qualified applicants. It is the policy of Vallant Bank to consider applicants without regard to race, color, religion, creed, national origin, gender, disability, marital or veteran status, age or any other legally protected status.