Loan Processor

Job Description

Job Title: Loan Processor

Location: Lima, Ohio

Status: Full Time

FSLA Job Class: Non-Exempt

Department: Retail Lending

Reports To: Head of Retail Lending

At Citizens National Bank, we have surrounded ourselves with some of the brightest and most talented professionals in the financial service industry to form a solid and secure community banking foundation.

Citizens National Bank has an excellent opportunity available in our Retail Lending Department in Lima, Ohio for a Loan Processor. In this role you will prepare and process One to four family real estate loans accurately and with time constraints.

A typical day may include the following:

• Process mortgage loan applications and track information.
• Prepares loan paperwork, closes new mortgage accounts, and posting the new account in the system.
• Orders verifications and prepares file for credit decisions.
• Review all final documentation:
  Validate signatures are present and notarized as applicable, and ensures all required documents are present and uploaded to Director.
• Ensures all missing documents for loan files are tracked and obtained in a timely manner.
• Ensures all loan policy exceptions are properly documented on the exception report.
• Manages and maintains all servicing functions on loans from inception through final payment.
• Prepares mortgage loan releases, loan modification agreement, etc.
• Processes escrow draws for repairs/insurance claims on funds held.

JOB REQUIREMENTS:

• High School Diploma or General Education Degree; and previous experience with secretarial skills, customer service, Word and Excel. Ideal candidate will possess at least two years prior loan experience.

ADDITIONAL QUALIFICATIONS:

• Knowledge and proficiency with MS Office Products required.
• Keyboarding proficiency is necessary.
• Must be able to meet deadlines and be attentive to detail.

WHAT'S GREAT ABOUT WORKING AT CITIZENS NATIONAL BANK?

• Medical, Dental, and Vision Insurance
• Company Paid Life Insurance
• Company Paid Short Term & Long Term Disability
• Generous Paid Time Off including Vacation, Sick, Personal, and Emergency Time
• 11 Paid Holidays
• Incentive Plan paid on a quarterly basis
• Employee Stock Ownership Plan for your retirement
• Banking Perks

Citizens National Bank is an Equal Opportunity Employer of women, minorities, protected veterans and individuals with disabilities.