Mortgage Loan Originator

As a First Financial Bank (FFB) Mortgage Loan Originator, you will originate mortgage loans sourced through your established referral partners, our retail banking branches, internal departments, marketing efforts to builders, realtors, and other referral sources. The role requires self‑sourcing mortgage leads, converting them into applications, presenting personalized mortgage products and solutions to potential customers, producing required disclosures, procuring intent to proceed, collecting borrower documents needed to satisfy loan conditions, and working with internal departments to ensure a superior customer experience and timely loan closing.

• Consistently achieve monthly loan production volume as specified in the MLO Agreement.
• Generate new business to assist in meeting established goals.
• Develop and maintain a business plan for growth of this business area.
• Network with assigned bank branches, internal departments, employees, local organizations/businesses, realtors, builders, and other referral sources to generate mortgage leads.
• Evaluate needs of potential customers and offer appropriate mortgage products and services, or provide referral to an appropriate specialist within the Bank.
• Prepare and compile mortgage application and information for processing of mortgage loan applications generated.
• Ensure completeness of loan documentation.
• Oversee timely closing and funding of loans.
• Provide ongoing relationship servicing with current mortgage customers to maintain goodwill and gain additional business.
• Respond to mortgage inquiries and assist with mortgage servicing requests.
• Promote and refer other bank products and services as appropriate to customer requirements.
• Provide data to support marketing and sales promotion programs.
• Work directly with the sales manager to assist with CRA loan initiatives in the local market.

• Minimum of 2 years’ experience originating residential mortgages (4 years preferred).
• Existing referral network established to provide mortgage leads.
• Prior experience using loan originating software and MS Office products.
• Strong product knowledge and underwriting requirements for Conventional and Government (FHA, VA, USDA) mortgage programs.
• Bachelor’s degree (B.A.) from a four‑year college or university, or four years related experience and/or training, or an equivalent combination of education and experience.
• Ability to obtain Mortgage Loan Originator License with NMLS.
• Training in all areas of mortgage lending.
• Maintain employer and industry required continuing education.

• Four years’ experience originating residential mortgages.

This position pays at least the applicable state minimum wage plus commission opportunities based on performance.

We offer relevant benefits and programs that support every aspect of associates' holistic wellbeing. Please review our Benefits Guide.

All roles are incentive eligible with the exception of Co‑Op, Intern, or Student positions.

The associate is responsible for meeting all compliance requirements imposed on First Financial Bank by State and Federal law and regulation, as well as all related First Financial Bank policies and procedures. This includes all Bank Secrecy Act, Anti‑Money Laundering, OFAC and Suspicious Activity reporting requirements, as well as all other lending and deposit compliance requirements.

We are an E‑Verify Employer. Our policy is to not discriminate against any individual in violation of federal, state, and local laws as it relates to age, race, color, religion, national origin, sex, marital status, pregnancy, gender identity, disability, sexual orientation, genetic information, veteran/military service, or any other characteristic protected by law.