Associate Underwriter - Lines

Job Summary

Salary range: $43,950.00 – $78,759.00 annually + bonus + benefits.

Pay Type:

Hourly.

Preferred location is Columbus, Ohio; however, the role may be performed full‑time from any approved payroll state with hybrid or remote arrangements as applicable. The salary range covers both senior and non‑senior levels, and the position reports to the Manager of Commercial Lines Underwriting Services.

The Associate Underwriter evaluates and prices new business and renewal applications using basic underwriting techniques, ensuring acceptability in line with corporate guidelines. The role also records policy information, processes endorsements, audits, and other policy transactions, referring matters that exceed its authority to a higher‑level staff member. The primary goal is to support profitable new business writing and renewal retention while delivering excellent customer service.

• May assist in training others (non‑essential).
• Other duties as assigned (non‑essential).

High school diploma required. Two years’ experience in a professional business or insurance environment preferred. Bachelor’s Degree from an accredited college or university is preferred and may substitute for experience. Preference may be shown to applicants with previous commercial lines underwriting experience.

• Critical thinking: assess situations and select applicable alternatives from a range of options to make sustainable decisions.
• Working knowledge of state‑specific underwriting laws, rules, and book of business application.
• Working knowledge of underwriting principles, risk selection, and classification.
• Working knowledge of operational policies and procedures.
• Ability to multitask several assignments simultaneously while meeting established guidelines.
• Results‑oriented with strong decision‑making, analytical, and problem‑solving skills.
• Ability to work effectively within a team environment.
• Ability to adjust priorities based on changing situations.
• Effective communication skills.
• Ability to establish and maintain effective working relationships to achieve objectives.
• Proficient in Excel.

• Health, Dental & Vision Insurance.
• Company‑provided life and income protection plans.
• Eligibility to participate in a company incentive bonus program.
• 401(k) Retirement Plan – 100% company match up to 7% of annual salary.
• Paid Time Off, Paid Holidays, and Floating Holidays.
• Flexible Work Arrangements – Hybrid and remote depending on the role.

Encova Insurance is an EOE/E‑Verify employer.

This position has been evaluated in accordance with the Americans with Disabilities Act. Encova Insurance makes every effort to reasonably accommodate disabilities to permit performance of the essential functions, and candidates who need such accommodations are encouraged to seek it.