Commercial Surety Underwriter

Responsibilities

• Evaluate and underwrite new and renewal commercial surety accounts within an assigned territory using financial analysis and underwriting tools.
• Underwrite business to support profitable growth in alignment with enterprise goals and objectives.
• Operate within established underwriting authority, referring more complex or higher risk accounts as appropriate.
• Analyze financial statements, credit information, and other underwriting data to determine the eligibility of applicants for surety bonds.
• Support underwriting file maintenance, business processing, and service goals for producer partners.
• Develop and maintain strong relationships with agents, brokers, and principals to retain existing business and identify new opportunities.
• Provide prompt, professional service and communicate effectively with internal partners and external stakeholders.
• Participate in agency visits, prospecting activities, and industry or agency related functions as needed.
• Collaborate with and support team members, contributing to a high performance, knowledge sharing environment.
• Promote and comply with the values of the Surety division and the company.

• Experience in commercial surety underwriting or a related insurance or financial discipline, with the ability to grow underwriting knowledge and authority over time.
• Strong analytical and financial analysis skills, with attention to detail and sound judgment.
• Ability to manage multiple priorities and meet deadlines in a fast-paced environment.
• Effective communication skills across written, verbal, and in person interactions.
• A relationship-focused mindset with the ability to work independently and as part of a collaborative team.
• Proficiency with data entry, underwriting systems, and standard business technology tools (Microsoft Office products: Word, Excel, Outlook, Teams, Copilot).
• Bachelor’s degree in business, insurance, finance, or a related field, or equivalent surety underwriting experience.