Senior Portfolio Manager

Location: On site at a Georgia location listed in the job posting

The Portfolio Manager is responsible for proactively managing portfolios by identifying trends and alerting management to changes in portfolio conditions. Partners with Relationship Managers to manage credit proposals and renewals; independently prioritizes requests, identifies risk and risk ratings, recommends and evaluates credit structure, and prepares proposals. Contributes to the development of profitable long-term credits.

• Primarily responsible for underwriting and servicing of commercial loan portfolios
• Proactively identifies credit weaknesses / trends and alerts management to deterioration
• Collaborates with RM to prioritize new credit requests, renewals, and reviews
• Provides risk ratings and recommends appropriate credit structure
• Identifies policy exceptions
• Prepares approval, commitment, proposal document, and participates in documentation process including the identification of covenants and other key provisions
• Participates in customer meetings to discuss alternative credit structures and to clarify any questions. Also interacts with clients during due diligence and finalizing credit package
• Serves as a secondary customer contact to the Relationship Manager

• No supervisory responsibilities

• Bachelor’s degree in business, finance, accounting or equivalent work experience
• 5+ years commercial credit or lending experience required; 10+ preferred
• Strong analytical abilities, credit underwriting skills
• Goal oriented, ability to take initiative using strong problem-solving skills
• Strong relationship building and interpersonal skills
• Excellent verbal and written communication skills
• Strong organizational skills
• Excellent computer proficiency (MS Office – Word, Excel, PowerPoint, and Outlook)

• Medical with wellness incentives, dental, and vision
• HSA with company match
• Maternity and parental leave
• Tuition reimbursement
• Mentor program
• 401(k) with 6% match
• More --