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Product Design Engineer; Wallet, Commerce

Job in Cupertino, Santa Clara County, California, 95014, USA
Listing for: Apple
Full Time position
Listed on 2026-07-23
Job specializations:
  • Engineering
    Product Engineer, Systems Engineer
Salary/Wage Range or Industry Benchmark: 175500 - 311700 USD Yearly USD 175500.00 311700.00 YEAR
Job Description & How to Apply Below
Position: Product Design Engineer (Wallet, Payment and Commerce)

Product Design Engineer (Wallet, Payment and Commerce)

Apple is a place where extraordinary people gather to do their best work! Together, we craft products and experiences people once couldn't have imagined—and now can't imagine living without. If you're inspired by the idea of shaping products that make a real impact, join us on the journey to replace the physical wallet.

The Apple Pay and Wallet team is seeking a Product Design Engineer with a passion for developing innovative, secure, and user-centric products. In this role, you will work closely with engineering, business development, and other cross-functional teams at Apple to define the next-generation product for Apple Wallet. This role is ideal for someone who has a robust engineering background and experience in product development.

The candidate should be highly motivated by pioneering new ideas.

As a Product Design Engineer on the Wallet, Payments and Commerce team, you will have the opportunity to help define and launch next-generation products in Apple Wallet. You will collaborate with the Strategy and Business Development teams to validate business opportunities and use cases. You will work closely with engineering and other cross-functional teams at Apple to help design technical solutions.

You will also work with external partners to design scalable platforms. This role provides the opportunity to help design a new product platform inception to completion.

Minimum qualifications include a Bachelors Degree in Computer Science or Electrical Engineering, 5-10 years of experience in product and engineering, expertise and knowledge in key custody, e.g. Multi-Party Computation (MPC), and Zero Knowledge Proof (ZKP), proven success designing scalable and secure technical platforms, and excellent written and verbal communication skills, including the ability to synthesize complex technical topics for diverse audiences.

Pay and benefits at Apple include a base pay range between $175,500 and $311,700, and your base pay will depend on your skills, qualifications, experience, and location. Apple employees also have the opportunity to become an Apple shareholder through participation in Apple's discretionary employee stock programs. Apple employees are eligible for discretionary restricted stock unit awards, and can purchase Apple stock at a discount if voluntarily participating in Apple's Employee Stock Purchase Plan.

You'll also receive benefits including: comprehensive medical and dental coverage, retirement benefits, a range of discounted products and free services, and for formal education related to advancing your career at Apple, reimbursement for certain educational expenses — including tuition. Additionally, this role might be eligible for discretionary bonuses or commission payments as well as relocation.

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