Mortgage Loan Officer

Position Overview

At PNC, our people are our greatest differentiator and competitive advantage. As a Mortgage Loan Officer within the Mortgage organization, you will be based in the Silicon Valley, CA market (Cupertino, Palo Alto, San Jose). Ideal candidates will have a proven history of production in the market and will be responsible for recommending loan solutions in accordance with lending guidelines and clients’ requirements.

• Recommends loan solutions in accordance with lending guidelines and clients’ requirements.
• Manages a portfolio of customer relationships.
• Seeks prospective opportunities to retain and/or develop new clients.
• Responsible for sales calls.
• Develops and prepares loan solutions and refers products and services; reviews documentation to ensure compliance.
• Manages customer pipeline for efficiency.
• Collaborates with internal and external stakeholders to complete mortgage transactions.
• Collects and analyzes customer financial information for multifaceted and/or complex borrowers.

• Preferred
  
  Skills:
  
  Banking Products, Client Prospecting, Customer Relationships, Customer Solutions, Documentations, Innovation, Mortgages, Sales Competencies, Customer Experience Management, Effective Communications, Financial Analysis, Loan Origination, Matrix Management, Mortgage Products, Sales Tasks and Activities, Scheduling Work and Activities, Selling.
• Work Experience:
  
  Roles at this level typically require a university / college degree with < 1 year of professional experience and/or successful completion of a formal development program. In lieu of a degree, a comparable combination of education, job‑specific certification(s), and experience (including military service) may be considered.
• Education:
  
  No Degree.
• Certifications:
  
  No Required Certification(s).
• Licenses: (none).
• Additional background checks will be conducted as required by Consumer Financial Protection Bureau regulations.

Base Salary: $37,440.00 – $40,976.00. This role is incentive eligible with payment based upon company, business, and/or individual performance.

• medical/prescription drug coverage (with Health Savings Account feature)
• dental and vision options
• employee and spouse/child life insurance
• short and long‑term disability protection
• 401(k) with PNC match, pension and stock purchase plans
• dependent care reimbursement account
• back‑up child/elder care
• adoption, surrogacy, and doula reimbursement
• educational assistance, including select programs fully paid
• robust wellness program with financial incentives

• maternity and/or parental leave
• up to 11 paid holidays each year
• 9 occasional absence days each year (unless otherwise required by law)
• 15 to 25 vacation days each year, depending on career level
• additional benefits based on years of service

If an accommodation is required to participate in the application process, please contact us at  Be sure to include “accommodation request” in the subject line, your name, the job , and your preferred method of contact. All information provided will be kept confidential and used only as necessary to provide reasonable accommodations.

PNC provides equal employment opportunity to qualified persons regardless of race, color, sex, religion, national origin, age, sexual orientation, gender identity, disability, veteran status, or other categories protected by law. This position is subject to the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA) and, for any registered role, the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE Act) and/or the Financial Industry Regulatory Authority (FINRA), which prohibit the hiring of individuals with certain criminal history.