Risk Compliance Specialist - Bankruptcy & Garnishments Job Dahlgren area,Virginia USA,Finance & Banking

PART TIME RISK ADMINISTRATIVE SPECIALIST

Part Time Dahlgren, VA, US

Salary Range: $25.48 To $38.22 Hourly

Role

Refers charged off accounts and manages all accounts affected by bankruptcy. Receives and responds to legal orders to withhold, including but not limited to garnishments, liens and levies. Assist with charge off recommendations and civil legal case referrals. Monitors and tracks non‑resident alien accounts and ensures proper year‑end tax reporting.

Major Duties and Responsibilities

Manage all accounts affected by bankruptcy including receiving notice, maintenance of accounts, correspondence with Credit Union and debtor attorneys and Bankruptcy Trustees, court appearances as required, preparing reaffirmation agreements, etc. Posting payments from bankruptcy trustees. Compiles Call Report data regarding bankruptcy filing statistics.

Recommend and assist in preparing delinquent accounts for charge‑off approval on a periodic basis. Upon approval, complete charge‑off administration including posting appropriate transaction, contact with members, etc. Notify Board of Directors of any discrepancy between management‑approved charge‑off amount and actual posting. Compile charge‑off data for Call Report. Act as a resource for staff regarding bankruptcy and charged‑off accounts.

Monitor and respond to garnishments, liens, and levies. Ensure member files are maintained in good order and imaged and indexed correctly, including copies of required legal notices, bankruptcy documents, etc.

Administer monitoring of non‑resident alien accounts for compliance, tax reporting and appropriate documentation. Oversee compilation, preparation and mailing of IRS tax forms including 1042‑S and 1099‑C Cancellation of Debts.

Assist with the preparation and transmission of civil legal referrals and manage civil cases from referral to recovery of funds.

Perform review of system programming/software changes and provide input as to the effect the change has on the charge‑off process and/or bankruptcy.

Must comply with all company policies and procedures, applicable laws and regulations, including but not limited to the Bank Secrecy Act, the Patriot Act, and the Office of Foreign Assets Control.

Knowledge & Skills

Spanish speaking is a plus.

Experience

2-5 years of similar or related experience, including preparatory experience.

Education / Certifications / Licenses

A 2‑year college degree or completion of a specialized course of study at a business or trade school requiring approximately 64 credit hours. High School or equivalent is accepted.

Interpersonal Skills

A significant level of trust, credibility and diplomacy is required. In-depth dialogue, conversations and explanations with members, direct and indirect reports and outside vendors can be of a sensitive and/or highly confidential nature. Communications may involve motivating, influencing, educating and/or advising others on matters of significance. Typically includes subject matter experts as well as first‑level to middle managers.

Physical Requirements

Must be able to bend, sit, and stand in order to perform primarily sedentary work with limited physical exertion and occasional lifting of up to 10 lbs. Must be capable of climbing/descending stairs in an emergency situation. Must be able to operate routine office equipment including computer terminals and keyboards, telephones, copiers, facsimiles, and calculators. Must be able to routinely perform work on computer for an average of 6‑8 hours per day.

Must be able to work extended hours or travel off site whenever required or requested by management. Must be capable of regular, reliable and timely attendance.

Working Conditions

Must be able to routinely perform work indoors in a climate‑controlled shared work area with minimal noise.

Mental and/or Emotional Requirements

Must be able to perform job functions independently or with limited supervision and work effectively either alone or as part of a team. Must be able to read and carry out various written instructions and follow oral instructions. Must be able to complete basic mathematical calculations, spell accurately, and understand computer basics. Must be able to speak…