Chief Financial Officer

Overview

The Chief Financial Officer (CFO) provides strategic and operational financial leadership for a Texas-based community bank, ensuring strong financial performance, regulatory compliance, and long-term sustainability. As a key member of the executive leadership team, the CFO partners closely with the CEO, Board of Directors, OCC, auditors, and shareholders.

Financial Leadership & Strategy

• Provide strategic financial leadership aligned with the bank’s mission, growth objectives, and risk appetite
• Partner with executive leadership to support strategic initiatives, balance sheet optimization, and long-range planning
• Lead annual budgeting, forecasting, and multi-year financial planning processes
• Deliver clear, actionable financial analysis supporting loan growth, pricing strategies, and new initiatives
• Oversee all accounting, finance, budgeting, and financial reporting functions
• Ensure accurate and timely preparation of:
• Monthly and annual financial statements
• Call Reports
• Board, committee, and regulatory financial reports
• Serve as the primary financial contact during OCC examinations and regulatory interactions
• Coordinate external audits and ensure timely resolution of findings and recommendations
• Ensure finance-related policies, internal controls, and governance frameworks are documented and maintained

• Lead and actively participate in Asset/Liability Committee (ALCO) meetings
• Oversee interest rate risk, liquidity management, and capital planning strategies
• Manage stress testing, scenario analysis, and liquidity planning to support safe and sound operations
• Oversee investment portfolio performance, funding strategies, and correspondent banking relationships
• Assist in management of investment portfolio
• Support enterprise risk management efforts by aligning financial, liquidity, and capital risk frameworks
• Oversee financial systems, reporting tools, and process improvements to enhance accuracy, efficiency, and controls
• Ensure data integrity and timely availability of financial information for decision-making

• Lead, mentor, and develop accounting and finance staff, fostering a culture of accountability, collaboration, and continuous improvement
• Build bench strength and support succession planning within the finance function
• Promote ethical leadership, transparency, and strong internal partnerships across the organization

• Bachelor’s degree in Accounting, Finance, or a related field (required)
• CPA or equivalent professional certification preferred
• 7+ years of progressive financial leadership experience within community or regional banking, or similarly regulated financial institutions
• Demonstrated experience with:
• Bank regulatory examinations (OCC preferred)
• Call Report preparation and review
• ALCO participation, capital planning, and liquidity management
• Financial reporting and audit coordination
• Experience working directly with Boards of Directors and executive leadership teams