Mortgage Originator | Preston Center​/Dallas

Position Summary

The Mortgage Originator is responsible for developing new business and originating quality mortgage loans in accordance with established bank policies and procedures. This position serves as a representative of the bank and works with internal lines of business to cross‑sell other products and services and deepen relationships.

• Consult with bank customers and non‑customers regarding borrowing needs.
• Negotiate terms and conditions.
• Assist in preparing mortgage loan applications.
• Obtain all necessary documentation from applicants.
• Make verbal and written commitments on behalf of the bank, including rate terms, pre‑qualification, and mortgage commitments.
• Complete each loan application and oversee all pre‑processing functions to ensure the good‑faith estimate and required disclosures are provided to applicants within the requested time period.
• Analyze financial and credit information to effectively underwrite loans and recommend approval or rejection within lending authority.
• Engage in outside opportunities—calls, open houses, seminars, realtor functions—to develop and maintain relationships with realtors, home builders, individual contacts, and other referral sources, generating feedback to increase business relationships with the bank.
• Identify customers' and non‑customers' other financial needs and cross‑sell other bank products and services.

High school diploma required. Previous related mortgage lending or operations experience preferred. Previous sales experience preferred.

• Strong oral and written communication skills.
• Strong sales and customer service skills.
• Cross‑selling and closing skills.
• Understanding of lending regulations, bank underwriting guidelines, and lending policies.
• Knowledge of loan types, products, services, and documents.
• Ability to analyze and interpret numerical data.
• Take initiative to maintain the flow of work.
• Perform duties under frequent time pressures.

All Mortgage Originators are required to maintain current registration with the Nationwide Mortgage Licensing System & Registry (NMLS) pursuant to the Secure and Fair Enforcement for Mortgage Licensing Act (SAFE Act). If registration is not active at the time of hire, the Mortgage Originator must attain active registration immediately upon employment. Failure to maintain an active and current registration will prevent originations and may result in disciplinary action, up to and including termination of employment.

Knowledge of Microsoft Office is required.

Base salary ranges from $53,000 to $67,000 annually, with potential bonus or incentives based on company and individual performance.

• 401(k) match.
• Profit sharing.
• Employee stock purchase plan.
• Paid time off.
• Medical, dental, vision coverage.
• Company‑paid life insurance.
• Long‑term and short‑term disability.
• Supplemental voluntary life insurance.
• Wellness incentives.
• Employee assistance program.
• Pre‑tax health savings accounts and flexible spending accounts.

Busey is an Equal Opportunity Employer including Disability/Vets. The company values a diverse and inclusive workplace and strives to recruit, develop and retain individuals with exceptional talent, committing to deliver service excellence.