Loan Operations - Senior Construction Loan Analyst

Responsibilities

As a Senior Construction Loan Analyst, you will be responsible for providing a thorough objective analysis of the construction documentation and funding requirements and serve as a subject matter expert for other Construction Loan Analysts in reviewing documentation prepared for accuracy and training others on the construction draw process. You will lead the RE construction monitoring and review process, including funding requests, invoices, AIA requests from the General Contractor, completion requirements as required by the loan documents and other supporting documents, and final completion documents.

You will verify loans submitted for approval to ensure preliminary information has been uploaded, properly entered and approved, and gather all remaining necessary information needed to close the loan. You will prepare all documentation required in accordance with the approval, review loan documents prepared by outside counsel for accuracy, and check documentation prior to closing for completeness and accuracy. You will ensure that collateral is perfected prior to booking/funding the loan, identify and input non‑financial ticklers for ongoing monitoring or missing items, and ensure collateral remains perfected, legal documentation supports credit approval, and all risk controls have been met in order to proceed with funding the construction as requested.

You will review, analyze, and process loan draws for commercial construction projects, evaluate property inspection reports, invoices, lien waivers, and construction budgets to assure they support the amount of funding requested. You will work to resolve budget, documentation or payout concerns with the Commercial Relationship Management, Loan Closing teams and Client to set up loan budgets that comply with the loan approval.

You will work with the Credit and Loan Administration groups to follow internal disciplines for responsible portfolio management for your assigned portfolio. You will assist the Loan Servicing Manager with projects and any other requests for support as necessary. You will use appropriate judgment and knowledge of company policies when sharing sensitive information, build a great rapport with clients and fellow associates, and treat others with respect and consideration regardless of their status or position.