More jobs:
Credit Specialist
Job in
Dallas, Dallas County, Texas, 75215, USA
Listed on 2026-06-03
Listing for:
Russell Tobin
Full Time
position Listed on 2026-06-03
Job specializations:
-
Finance & Banking
Risk Manager/Analyst, Credit Analyst
Job Description & How to Apply Below
The Credit Specialist will play an integral role in evaluating loan risk, supporting sellers, and ensuring the quality of loans purchased meets company guidelines. This role requires deep mortgage underwriting expertise, strong communication skills, and the ability to make sound credit decisions in a fast-paced environment.
Responsibilities- Analyze non-agency mortgage loans for completeness, underwriting quality, and compliance with purchase guidelines
- Evaluate and recommend underwriting waivers and exceptions related to borrower credit and property
- Clearly communicate compensating factors to justify credit exceptions
- Partner with sellers and third-party diligence providers to assess loan scenarios and provide feedback
- Review and interpret seller underwriting guidelines and product eligibility criteria
- Identify loan quality trends and provide recommendations to improve credit policy
- Participate in process improvement initiatives to enhance efficiency and risk management
- Serve as a subject matter expert on underwriting and compliance matters
- Collaborate cross-functionally with trading, sales, legal, compliance, and structured finance teams
- 8+ years of mortgage industry experience
- 5+ years of underwriting experience
- 2+ years of Jumbo (manual) underwriting experience required
- Non-QM experience preferred
- Strong knowledge of loan origination documentation and credit risk analysis
- Excellent communication and client service skills
- High attention to detail and strong analytical abilities
- Proven ability to make sound credit decisions and solve complex problems
To View & Apply for jobs on this site that accept applications from your location or country, tap the button below to make a Search.
(If this job is in fact in your jurisdiction, then you may be using a Proxy or VPN to access this site, and to progress further, you should change your connectivity to another mobile device or PC).
(If this job is in fact in your jurisdiction, then you may be using a Proxy or VPN to access this site, and to progress further, you should change your connectivity to another mobile device or PC).
Search for further Jobs Here:
×